Does financial advisors help in planning a budget? What's their charge?

Yes, you can take the help of a financial adviser to manage your finances properly or if you need any help to manage. The rate depends on the services you're opting for and the state you're living in. It also varies from one financial advisor to another in a specific state. You can inquire online and ask about the fees over the phone and research well so that you can choose one as per your suitability.