Will my retirement account become inactive if I don't pay for a couple of months?

No. It won't become inactive if you don't contribute for a few months. Rather, after the pandemic, it's okay if you don't contribute toward your retirement savings account. In fact, you can liquidate your retirement savings accounts and withdraw money from them to survive this tough period. However, always consider this option as your last resort. Don't withdraw unless you have no other option.

By considering the current situation, you did the right thing. It perfectly wise to stop contribution towards your retirement savings account. When the situation gets normal, you may again start contributing to that account. Until then, the retirement account will be active.

Hey Fred!

As per the current situation your retirement account won’t be inactive for now.

No, it woin't be inactive. However, you should set a aside some amount to contribute if you are nearning retirement.

As others have said you can opt for this if you really need it. However, it is always better at least not to take out money from your retirement account since it will fund your retirement days.