Now I know we can't unplug our freezer/ fridge, etc, but everything else can be. And line dry your clothes, hang them over chairs, hang them on hangers in the bathroom etc. Even if they don't get completely dry, you can finish them up for 5-10 minutes in the dryer which, when you compare it to 1 hour, is a hug difference.
And look at the TV! I never realized it cost that much to have it turned on! I guess "free TV" really isn't free!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.