This can be very profitable for some people if you find the right stuff to sell. Because of my high amount of debts, i've been finding myself going through my closets and my bedroom closet at my parents house and selling my old books, cds, movies, etc.
Granted, a good percentage of the items I sell go for a cheap price, but it adds up! Not only that, but a couple items I've been able to sell for a good price ($50 or more)
Students, don't sell your textbooks back to the bookstore at school, sell them on ebay! You can make better money doing it that way, especially if you took good care of your book! One textbook I bought for $70, the bookstore offered me $15 for it back, I sold it on ebay for $60. So technically, I only paid $10 for the book and its not taking up space in my apartment!
Go shopping at thrift stores and garage sales, another persons junk can be your treasure! I've bought some old hard cover books from yard sales and sold them for almost 100 times what I paid. That makes up for the junk I did buy that was worthless.
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By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.