Now you can probably tell from my screen name that I make soap. It started off as a hobby that errr....got out of control. It is now my full time business. However you have to start somewhere. Do you have a make things, knit, sew, crochet? There is money to be made even in these hard economic times.....people are really looking to get back to basics. If you have a talent and havent tried selling it, look at etsy or ebay. On etsy people even sell baked goods.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.