We try to buy a walmart gas card every payday. If you have a gift card you receive an extra 3 cents per gallon off. Most of the time they are cheaper, but not always. Also Grocery outlets such as Randalls and Krogers give you a discount based upon how much money you spend in groceries. Usually we get 10 cpg off...that helps too. One other thing I have learned is that if you transfer your prescriptions to Krogers, you get $20 per transfer in free groceries. Up to $60 per month. That helps A LOT!!! Just a couple of suggestions
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.