Counsel for debt solutions and John Leaberry?

My Husband signed up with CDS last October. nearly 400.00 goes to them every month. They keep the irst payment after you sign up and then also take a 49.00 maintenance fee each month from that money. We cancelled the account recently and asked for our trust money to be returned which is now over 3000.00
CDS took nearly 1000.00 for themselves since the account was set up. They do nothing. They don't settle. WHat creditor that you know is going to wait 4 years to get paid. I mean paid. There are no monthly payments that go anywhere.. The creditor is supposed to wait 3-4 years to get paid. The payments are paid in lump sum from the trust account. Well 4 years out.. Statute of limitations is usually up for most creditors and they can't sue for the money anway
My husband was served papers last week by one of the accounts CDS is holding for us. They did nothing. If they do negotiate somehow a settlement they take 25 percent of the amount they save you.. Which could be thousands of dollars for themselves. READ THE FINE PRINT. They take 25 percent of the difference of what the settlement amount is and what the original amount is that the creditor wanted. Totally bizzare. Anyway.. We are getting sued.. We don't have our trust money back of over 3000.00 back yet and BBB and the State attorney will be notified this week about CDS's business practices.

i am trying to make sure this company is not fake and taking monies from my account and not paying my creditors like they said they would. :x

Hi! I am really late in this discussion, but I need to know since time has elapsed. Has anyone had a successful experience with this company? Thanks.

I have been in this for 3 months, nothing has been paid, creditors call all the time, one is even suing me. I can't get anyone to return my calls. Can someone that has gotten out tell me how? Who did you contact?

Why all the comment dated so old ... any new update ... I have sign up with the Counsel for debt solutions, John Leaberry PLLC back on 02/08 ... yesterday i received a call frm a law firm who represent Bank of America indicated they have not received any information or payment frm this Counsel for debt solutions, john leaberry pllc ... they takeing me to the court soon ... what should i do now ... any advise

How can i cancelled this CDS NOW ???

Greetings! I'm sorry, but I trying to find an informttion about dictionaries. I need spain dictionary. if you knows something about this, tell me. My cat GerhOvance I will be grateful

I'VE BEEN TRYING TO GET AN ADDRESS And I CAN'T SEEM TO COME UP WITH ONE CAN ANYONE HELP ME COUNSEL FOR debt solutions, JOHN LEABERRY I NEED IT NOW PLEASE THANKS

How i may contact the administrator of a site? I have a question.

need business number of john leaberry. ihave an account with

I got out because of all the comments here. Gave my personal info too. called them & cancelled. Hope they don't take nothing out of my account cause I got cousins that are lawyers and they will be in big trouble.

Consumer debt solutions and Counsel for Debt Solutions are one in the same...I work for CDS and know that CDS is a great company, we do our best to help our clients become debt free. Of course some programs are not for everyone. John Leaberry is one of the most compassionate, nice, caring people I have ever met, he cares for the clients and does what he can, to support his representatives in doing the best job we can. I love my company and come to our defense. I know I do my job, but just like with any work place, there will be others who fall short..I am here to assist anyone with questions....

Want some info on the kind of person John Leaberry, check this out: it's the lawyer disciplinary hearing of Arch A. Moore (whose license was permanently revoked in the state of WV)

John Leaberry is cited as having given advice to Mr. Moore, and planning to give false information to Federal Investigators about the use of cash in Mr. Moore's campaign for governor (1990). Turns out that meeting was recorderd by Mr. Leaberry who was cooperating under his own plea-bargain at the time! LOL!

You want to do business with that? I'm just amazed Leaberry is still licensed in WV.

When I find out what exactly Leaberry was under plea-bargain for I'll let you guys know!

In the mean time, run far away from these guys! Far, far away!

forgot the link, here it is:

state.wv.us/WVSCA/docs/fall03/25794.htm

Evidently whatever it is you are claiming or whatever it is that took place, wasn't considered that bad or he would be disbarred, anyway just because someone could have made a bad decision in the past, doesnt make them any less capable of doing a job now. I'm glad to hear that SOHAPPYNOW is so perfect and never made any mistakes, unlike you, I have made plenty in the past and I think they have taught me to be a better person, I myself wouldnt want anyone who CLAIMS to be perfect, but isn't, handling my affairs anyway. Geez a mistakeless person SOHAPPYNOW, you should have ran for president..

Heck, the case of Moore is on friggin wikipedia! and leaberry's name is in there too!

oh wow...

funny you come running to the defense of this person...

am i perfect? no. but I'll tell you after being ripped-off by a similar scam with a different name, i can smell you crooks from a mile away.

so what was your plea-bargain about john?

if your mistakes have made you such a better person, perhaps you can disclose that information to us, so we can all benefit from your mistakes.

so what did you do?

and yes, a lawyer who has to wear a wire/or have meetings recorder because of a plea bargain severely hampers their ability to ever represent me. i'm sure many others here would feel the same...

so what did you do john?

Ok check this out everyone:

wvbar.org/barinfo/general/law%20firm%20pllc%20app.doc

notice "State of Florida, County of Broward" at the bottom? Who else operated there that we know of? hrmmmmmm.......

Laura Hess/Ed Cherry of HESS KENNEDY!!! LOL!

So now john, are you really edward? LOL! or did you just learn a lot from those crooks?

you disgust me!

If you are enrolled in the debt settlement program (not consolidation). The debt settlement program does have adverse affects on your credit, but you do resolve the debts faster and still save a good deal of money. Settlements can only be arranged based on fund availability, so it does sometimes take time to arrange a settlement..

I'm all for behaving like an adult, but I'm also all for exposing these guys.

Why would Leaberry have a request for a PLLC in WV notarized in Broward County, FL where we all know one of the absolute worst "debt settlement" companies (HK) was headquartered?

I just want some real answers to these real questions. I think in all fairness considering the business practices of so many of these companies, a little bit of honesty and transparency is not too much to ask. If CDS and Leaberry and any of their affiliates have nothing to hide, then an appropriate answer shouldn't be very difficult to provide. Remember NASCAR Devil, thousands of people are paying into these schemes, how many thousands need to get ripped-off before it's too late?

I'm of the belief Cherry is behind MANY (if not MOST) of these online companies who follow the same formula. Some lawyer whose job typically includes defense of claims made by creditors against their company, as well as enforcement of violations of the Fair Credit Billing Act, Fair Debt Collection Practices Act and Fair Credit Reporting Act. Then they ask you to pay a rediculous up-front fee, never settle your debts, never answer your calls, and ultimately leave you in a far worse situation than you began.

In addition, have a look at what they advertise. They advertise exactly what the FTC says they shouldn't be advertising!

So NASCAR Devil, all I want is an answer, a real answer from these guys. Thousands of people are going to be potentially lured into these traps. I just hope I can disuade at least one person from making the same mistake I did. All we need to do collectively is ask these questions, then scared people who stumble upon these forums can read the responses to these questions, these important questions and make a better educated decision about where to send their money.

If what I've written here is not adult-like, I apologize. But then again, all I care about is getting others to ask these same questions...

Shamorplu said:

"If you are enrolled in the debt settlement program (not consolidation). The debt settlement program does have adverse affects on your credit, but you do resolve the debts faster and still save a good deal of money. Settlements can only be arranged based on fund availability, so it does sometimes take time to arrange a settlement.. "

Folks, this is the EXACT thing Hess Kennedy told their clients.

Let's analyze the statements here:

How is it faster if you have to wait for enough funds in your escro account to pay off the debt? Why not cut the middle-man here and pay the collector/creditor directly? LOL! Also, anyone here ever actually seen the details of their "account" that is being accrued here? OF course not. They control it, you don't, congradulations, you just got scammed! Also, it saves you a great deal of money? How? If I can directly negotiate with my creditors/collectors how does paying you one penny save me any money? explain that to us please? you can't becasue it is a flat out LIE!

These guys are just another incarnate of the infamous Hess Kennedy scam!

THEY ARE FRAUDS PEOPLE! WAKE UP!

there is no Law Offices of John Leaberry, LLC registered in the state of West Virginia.

So the fact is, Counsel for Debt Solutions/Law Offices of John Leaberry, LLC operate out of FL. Why is that Shamorplu?

Tell Edward and Laura I said hi!

GOTO TO RIPOFF REPORT AND DO A SEARCH FOR JOHN LEABERRY AND COUNSEL FOR DEBT SOLUTIONS

I keep getting calls from the creditors and they say they do not deal with these type of companies to settle debt. Are these just scare tactics?? I am soooo worried!!!

Hey ! I am reading these replies and back and forth antics between two indivduals and it is not helping!!! If someone can give me some helpful insight on how to go about this myself versus using this company I would appreciate it greatly.

The Truth is you best bet is to handle your debt on your own...and as extreme as it sounds, Bankruptcy...Understand that the 2 programs that Leaberry peddles are Credit counseling & Debt Settlement...The first could work but you must be be certain that you can make all payments, and if thats the case you might as well pay creditors directly...As for the latter its a total scam...The way settlement works, is they send proposals to your creditors with some 5 cent on the dollar settlement, knowing creditors will reject, in the meantime your making payments monthly to them, and they are holding them in their trust account. They will keep sending this ridiculous settlement letters, this will last for a year or two, while your credit is destroyed and the collection calls are driving you nuts....each time they will tell you to bare with it....Yes eventually they might settle an account or two..but the larger ones will most likely sue you....BOA/MBNA, CAPITAL ONE, CITI BANK....SEARS WILL EVEN WANT TO REO EVERYTHING YOU PURCHASED FROM THEM, BECAUSE IN THEIR TERMS, THEY HOLD A SECURITY INTEREST, and god forbid you are trying to settle a credit union account, cause they cross collateralize everything and will drain your checking, savings, IRA, 401k, CD's to get what they are owed....This guy is evil, alomg with the 4-5 shame companies he deals with Daniel Mahanger, John Arena...Ask yourself why a once disbarred WV attorney that was buying votes for the then Govenor that went to prison, is practicing in states that he is not even admitted to their bars!!!

If you are trying to save money efficiently or to get much control with your budgets especially in your credit card, a payday loan is a great help when we are in a financial urgency. If you want to repair your credit, it's a good idea. First step, lay off the credit cards and don't take on any more debt if you can help it. Make more than the minimum payment, and budget so that you cut unnecessary costs. It will be worth it down the road. If you come up short and need a fast credit solution, you could look into a payday loan. Those on the go and can't find time to go to a store, can get online payday loans.

do not use consumer debt solutions

I need to get the 1800 # to reach you guys again. I still have BOA calling me at home, work, cell, and neighbors..now threatening to take me to court if I do not pay by Friday 3pm

I thought that was the point of me signing up with you guys so that they dont call me!!

I thought that was the point of me signing up with you guys so that they dont call me!!

I just completed all the paperwork this past weekend and gave them my checking account info along with all my credit card info. My total unsecured debt is $90,000. I searched the BBB and they had an okay rating. They seemed really helpful. Now with what I've read, I'm scared to death.

I actually signed up with them some time last year. They "settled" one of my accounts sometime last year and one recently. Well, to my surprise I started receiving phone calls from the 2nd account they "closed". I left messages with my rep. and sent emails right away. I was told that the credit company was mistaken and that it was already taken care of. I am starting to get worried about what had happened to the payment that I had made.

I've consulted a lawyer and am in the process of canceling my contract with CDS. Unfortunately, the fine print on the contract states that all monies deposited are NOT REIMBURSEABLE!!! I guess I will have to take the loss and hope for the best.

If only I could do it all over. I wouldn't recommend using this company EVER!!!

I just wanted everyone on this site to know that having been on the program for almost 4 years that John Leaberry is not someone that any CDS customer will ever speak to, blaming him for anything is like blaming the bank teller for your high interest rates. I have friends that are in the program becaused I refered them and they complain all the time about CDS when the reality is they are not doing what the company is recomending. Remember people CDS is not to blame because you don't have enough money to pay your bills. I think they are great and if you do what they tell you then you will have sucess in getting out of debt.

I need to know if I should go with guys I sent my payment and now they say it is not a good thing to do. Help me.

I work for a law firm that does collections with legal force. I have found that there are very FEW Debt settlement companies that actually help their clients. In general, they are difficult to get ahold of, rarely assist in the settlement and do exactly what any one in debt could do themselves but chrage some outragous fee to make it happen... Give the collection agency or law firm a call and see what you can do yourself before you get involved and pay thousands of dollars for the same results...

unfortunatly we signed up with them also,gave them our checking account info..takeing them weeks ands weeks and weeks to get back in touch with us,well my husband found them online,i thought something in the very begining about this place but it wasnt a huge bad feeling or anything well..finally the "supposed lawyer" contacted us,and hes suppossed to be in OUR area,NO he called from the same number they did! so thats when i decided to do some research and this was all yesterday! i went to the BBB website put in their info,nothing! well i put the phone number in,it came up in a different state AND had tons of reports on them! if anyone is still geting on here please email me id like to talk to someone else who has gotten screwed over because from what i can see here with all these posts,we all get different phone numbers,different "fee" amounts,like mine was $395.00 and who were yall dealing with? mine started out being a guy named Tom Allen,then it went to a guy named Oscar. But if anyone is still getting on here,please send me an email,its email address removed by Shazzers per the TOS. there isnt any dashes in my email account it just wouldnt let me do it plain it said that it was a bad word thank you

I need real answers as I need to get out of debt and I really htought American could count on each other to help who can we trust?

Is this CDS really worht it or not???

I don't recommend using this company. No guarantees, kept getting calls. If you DO use them, go with the lowest payment option available because that's what they will charge you for a fee. There should be a set fee. I made a mistake. I've already pulled out of the program. Debt Settlement companies are not regulated. It's an open forum to rip off people who are desperate to get out of debt. There are other alternatives.

CDS is a great company if they gave IQ tests to their clients they would not have any complaints. I was refered by a friend, I was extremely satisified with the service but my friend was not. I came to find out that he had a problem following simple instructions which led to him having limited success, IF YOU DON'T DO WHAT THEY TELL YOU TO DO THEN YOU ARE THE PROBLEM..........

I just signed with CDS. I haven't paid them any money yet. Is there anyway I can back out of my arrangement with them if I want too? Some of these posting are making my wife and I very nervous. What assurances do I have that they will make payments on time? Please advise, anyone?

I never had a problem with this company as a matter of fact i just recently got done with paying off and I countinue to get montlhly statements for the creditor's that I owed to show that my accounts was being paid and they was so I cannot say that they are not legit because they helped me.

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i need to send a message to cds