One number controls our lives
Date: Wed, 12/05/2007 - 07:15
We have alot of unsecured debt and I bounce back and forth between Chapt 13 and contacting a debt consoliation company but you know what holds me back? My credit score. I am afraid of how it will hurt my credit. Shesh. I never knew that one number could cause so much greif in my life.
Do others worry about their credit score as much as I do?? :?:
Yes, it is amazing how a number somehow defines us as a person.
Yes, it is amazing how a number somehow defines us as a person. I find this incredibly disturbing. I used to worry about my credit and made sure that it was outstanding. But, sometimes we can't control everything, and due to numerous medical bills and a loss of income, my credit is in the toilet. I used to get so upset thinking about it that I became really depressed.
Now, I am passed the point of worrying and feeling low. It is what it is, I can't change what has happened, I can only move forward, and regardless of what the business and financial world tries to impose on us, there are more to people than their credit score.
very well stated Tiffany. Too bad we couldn't put something in t
very well stated Tiffany. Too bad we couldn't put something in there to tell business why the number is so low. Loss of jobs, medical problems, family issues etc. has a huge impact on our scores. But now I deal with my credit union, who has given us a second chance and views us not only on our score but as people. It's nice to see that some banks can do that. Because of the credit union giving us a chance, our numbers are going up :)
I personally do not worry about my credit score. I have my mort
I personally do not worry about my credit score. I have my mortgage set and everything else is cash on the barrel. I have purposely sent my credit score to the basement THUS nobody will want to steal my identity of try and use my credit
That is great that you have a credit union helping you get back
That is great that you have a credit union helping you get back on track. People can overcome these bad patches.....heck, look at Dave Ramsey, there's proof.
Quote:very well stated Tiffany. Too bad we couldn't put somethin
Quote:
very well stated Tiffany. Too bad we couldn't put something in there to tell business why the number is so low. Loss of jobs, medical problems, family issues etc. has a huge impact on our scores. But now I deal with my credit union, who has given us a second chance and views us not only on our score but as people. It's nice to see that some banks can do that. Because of the credit union giving us a chance, our numbers are going up |
by law you are permitted to place up a 100 word statement explanation. Problem is, so much is automated anymore no one would ever see your statement. and for many people (maybe even most people), 100 words wouldn't nearly be enough in the first place.
I have been thinking of doing that...think it's not worth the tr
I have been thinking of doing that...think it's not worth the trouble??
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morning, I did. I tried to be as "to the point" as possible so it wasn't "long winded". But I figured it wouldn't hurt anything to put a statement. Maybe like LCW says - no one would see it, but I did it anyway. Made me feel a little better that I at least got to put my two cents in!
Yes, cannr, sometimes just being able to have your say, whether
Yes, cannr, sometimes just being able to have your say, whether it accomplishes anything or not, at least makes you feel better in some small way.