I got late entries in my credit report

Late entries have appeared in your file because you have not been making regular payments to your creditors.

Contact them and see how much has to be paid towards your debt account. You need to repair your file as early as possible so that it gives a good view to your future lenders.

If you have been paying your creditors regularly and these seem to be appearing on your file by mistake, contact the bureaus highlighting each of them. They will conduct an investigation and if your dispute is correct, the file will be updated and you will be issued a free report.