440-735-5100 – an illegal call from mccarthy burgess and wolff

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I have recently experienced a nasty attitude from an employee at this facility! They are supposed to get money, not make enemies! Anyone who reads this, I suggest that you stay clear of these folks!

I never heard of them till they apparently bought a 5 yr old "faux-pa" debt, also for directory advertising. I also did not renew, but the co/ kept draining my Amex card,
until I called the cc company and put an end to that. They called me all day long Chrismas Eve, Christmas Day and most other days, including holidays. After 1 year they are still at it, clogging up my voice mail on a daily basis.Wondering how long they will persue this. The $296.00 charge I reversed on the credit card has already turned into thousands.

Obviously you're one of the a--hole, measly employees and/or owners of MB&W! You think you're above the law for abusive collection tactics? Wrong! You have a nice little lawsuit coming your way along with many others--but then again, I'm sure you're used to that by now! :) Nasty people--you WILL be shut down!
These people are out and out liars. They've lied to me "on behalf" of the company trying to collect a bill that is not due which makes THAT company look like idiots and lets you know too that MB&W is not only unscrupulous but also an invalid company. No one that tries to collect monies like this will be in business long.
Here's a tip to MB&W: Why don't you check and see if the bill is actually valid first? Oh, oh.. I know because you don't care! Yeah. You just hire sociopathic, schizophrenic, biotches that need to vent their pent up anger at their husbands and mothers onto unsuspecting business owners! Tada! Great job! Idiots.
To all of you out there, here's the best advice: HANG UP --better yet, don't pick up. Don't even engage in their stupidity. It will make your day better while they just sit there and spin themselves into a complete tizzy!
Caller ID: 440-735-5100 ext 4373

Please do!

Post #55 was in reply to post #33 entitled: McCarthy.

I personally can't believe that people are trying to figure out ways around paying their debt-like recording collectors to get out of the harassing phone calls. Here's a suggestion-pay the bill and you won't have to worry about it. I'm not saying that collectors should be doing illegal things-but unfortunately maybe they weren't as lucky as us others to land better jobs. They are mostly paid on commission and are desperate to get your attention to put food on their tables too. For them, this is a real job-the only job they can land-and let's not forget-the people that don't pay their bills are the ones creating jobs for debt collectors.

i know the debt i have should i just pay it or should i ask for more information

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I would keep the phone conversation to a minimum, preferably not at all. Send them a Validation letter that says "payment enclosed" on the front of the envelope, and send it certified so they have to sign for it.
Chances are they will sell your account off to the next Collection Agency
If they dont respond in 30 days contact the reporting agencies and have them remove the negative marks

looks like this would make a good DATELINE story! Wonder who I could contact to let NBC in on this?

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they were abusive

Is there more than one MB & W? I have been contacted by guy named Fred Taylor 866-286-7832 x 3395....says there is a claim against my company!! My guess is from all the talk above he is out of the Ohio location and it is in regards to a dispute I have on going with Berry ....phonebook pub...I have been unable to resolve the issue and no one in Berry is able to handle the issue (except for the supervisor, of course) oh and he is never available, nor does he return my call!!

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Yes please contact me 832-7850897

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honestly you guys are going round and round on how to avoid and screw debt collectors well we wouldn't be cALLIG you if you paid your debt if you can;t afford it file bankruptcy or go through consolidation company.. or pay your bill instead of acting like an unresponsible child.............


QUOTE=Anonymous;299628]make sure that they are able to follow fdcpa..if they are collecting for a contracted account, then they don't need to follow fdcpa..there are three types of collections, first party, third party and commercial accounts. sounds to me like you have a commercial account, if that is true, no fdcpa rules apply there. they only apply on third party collections. you said your husband signed a contract, that is the proof..they have a signature for a company contract...you might not be liable but if it is in a community property state..and you received money from the business from your husband at the time the contract was in effect..and if you were not inc or llc, you might be liable to pay it back especially if you guys were a dba..work something out with the company..they might settle on this amount due..it is not going away.. and can get worse if the company they collect for and the amount is high enought to sue on.[/QUOTE]

Just got a call from a Judy "Soltack?" from Mccarthy Burges and Wolff. She didn't like it when I told her I didn't like her attitude. So she actually starts talking about my mother!!!! Swearing at me and everything! What can I do?? She called me from 440-735-5100

Log the date and time of the incident and file charges against the company for violating FDCPA.

Funny, I just got a call from them on my business line. My business runs strictly on cash and has no credit/debt so I have no idea why they called. They didn't even leave a message. My husband is a lawyer and I recommend you call one. These collection agencies can make all kinds of threats but they cannot enforce them unless they have a judgment from court allowing them to collect. If you are served with a lawsuit contact a lawyer who specializes in credit matters - and I don't mean negotiating down the debt but challenging the debt. I've seen his clients able to walk away from these issues owing nothing because so much debt has been sold to collectors without the proper paperwork that these companies suing don't have the legal standing as plaintiffs.

Yes they called our house too. They told me it was urgent and important and then all of the sudden he goes "Oh I have an incomign call, I'll call you right back". If it was that urgent they wouldn't act all ADD and waste more of my time to catch an incoming call. Also, we live in Michigan so why is somebody in Cleveland calling? Something isn't right.

File a bbb complaint

I think everyone should get together and get a BIG claim going. I spoke to a party in Washington DC after the BBB told me to turn this outfit in. I was told it was spam not to pay anything and the tape messages they have of someone saying yes to their question is not allowed in court. These people are making billions. Verizon is responsible for these people getting us.

Collection agency's are paid by the company that claims you owe them money. My credit is excellant ,I will not pay a cent to crooks! Our web info was taken without our permission put up on their site and billed us $ 79.00 a month for the web ad. What kind of people are running the yellow pages. when we got our first $10.00 bill from Verizon for $10.00 I said I thought the business name listed in the yellow page was free. Verizon said it's supose to be. I asked who gave the company permission to charge people for the listing. Also why are they using your walking finger logo. Verizon said somebody screwed up and didn't copyright the logo. Now the company has everyone thinking they are dealing with Verizon. Crooks is all they are. Verizon told me they did not want to handle the yellow pages any longer and sold it.

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Call the Attorney General. Also document everything they do.
There are groups of attorneys who go after people like them, and the companys always settle out of court, they know they can't get away with many of the tactics they use.

Just this morning I received a call from Regina Ray with McCarthy, Burgess, and Wolf. When I returned the call to her extension, less than 5 minutes later, she didn't have a clue who I was, when she had just called me. She was extremely rude on the phone, and ended up yelling at me and hanging up on me! She wouldn't let me get a word in. She would not validate the bill she was calling about, which is not owed either. I hope they do take me to court, bring it on sister!

I think the response must have come from the party in question everyone is talking about, because it sure sounds like the ignorant way they speak to people

I'm sure what cereal box you received your law degree from but you are absolutely incorrect. Could it maybe be that your work at McCarthy, Burgis and Wolfee?

I'm unsure what cereal box you received your law degree from but you are absolutely incorrect. Could it maybe be that your work at McCarthy, Burgis and Wolfee?

Collection agencies cannot collect from anyone without your approval! Only a court order can render a judgement and only if it can be proven that you really do owe them something, or if you don't show up for the trial. Just ignore all their harrassing calls, and do like i did, change your telephone number to an unlisted number!

Do some research and call the owner directly, they generally don't like to get involved. Also, in most states, they have to be licensed. Write a complaint to the licensing body. If there is a violation and the state suspends activity it could cost them thousands of dollars. In addition to that, tape them, write everything down and sue them. It's cheaper for them to settle for 5-10k, than to defend a claim.
Don't think any of these guys are poor. They are not.

This company is also harrassing me with multible calls each day. I sent them the letter demanding proof. They acknowledged receiving it, but have not responded with proof and are still calling me. What's nexr?

They called 4 times a day. I will filed a harrassment against them with Federal Trade Commission

...this is awesome stuff, thnx for your testimony. Got a call from (him) yesterday. I'm on to them now, peace be with you.;)

I've been dealing with voicemails and calls from M,B&W for almost a year. I had an advertising contract with Idearc, who has gone out of business. M,B&W have informed me that their client, SuperMedia, wishes to collect on the unpaid balance on my account. I stopped paying on the Idearc account after I did not receive the services that were laid out in the contract, so I acknowledge there is a debt there.

M,B&W contact me using my correct phone numbers and address (when by UsPs), however, they address everything in a non-existent business name that either I or my husband own or ever have owned.

My questions: Is M,B&W able to validly collect on this debt? If I decide to pay them, how do I obtain a receipt for payment and clearance from future debt collections on this account? Can M,B&W or some other agency sue us for nonpayment of the commercial contract that was originally and incorrectly worked up by the salesman in a company name that does not exist? (We did not know this until he mailed our copy of the contract a couple of weeks later -but our signatures are on the contract)

Any advice that helps me clarify my understanding of their capabilities would be great. If I decide to settle or pay in full, I simply want to make sure I am remitting payment to an authentic company that exists, and that I will receive receipt for payment. There is something "fishy" about this process and the documentation that M,B&W are actually able to come up with. Why, for example, are their offices located in OH; but my "agent" sent me a letter on M,B&W letterhead that was mailed from Atlanta, GA? Just like every vm message he leaves is barely audible, like he's calling from a cave somewhere. It is strange....I would like to clear my debt and am willing to settle, but like I said, I really need to know if they are a legitimate company and that I should work with them.

I think you should have a BIG claim as well. They are abusive and don't treat there employees right either. GET EM

Do you even know what your talking about? lololo

Please make sure you do. McCarthy Burgess & Wolff are crooks. I wouldn't wait. You might be able to help me out.

I got a call from Mr. Gray who first claimed he was with a law firm. He continued to harass me five times per day. I told him that he can take further action if he likes. To Sub 16 just don't answer their calls. They all work for commission and have a quota to meet. Mr. Gray calls me over and over but I keep telling him he is not going to feed his family by me paying him. I wrote him a letter stating to cist and decist, but he said he is going to continued calling me. He is desperate for a commission. Also, please be aware if you are an individual and you write them a letter telling them to stop calling you, by law they have to stop calling or you can file a lawsuit against them. It was on the national news last week that they were going to crack down on the debt collector. So make sure to get their name and the address of the company. WELCOME TO AMERICA, THE ENTIRE COUNTRY IS IN DEBT. JUST TO GIVE ALL YOU AN ADVICE IF YOU BEGAN PAYING ON A DEBT THAT HAS AGE IT STARTS ALL OVER AGAIN FOR SEVEN YEARS.

I think the point is well taken that the FDCPA may not apply.
The FDCPA defines debt collection practices to protect consumers.
A "consumer" is defined under FDCPA 803(3) as follows:
"The term "consumer" means any natural person obligatged or allegedly obligated to pay any debt."

Under the legal definition, a natural person is a human being, as opposed to an artificial, legal or juristic person, i.e., an organization.

to #92.back to the phones humanoid.to lian above me.do not try to cloud the issue.the FDCPA is desined to protect consumers.you know"natural people"not the bottomfeeders who try to use illegal means to collect.so again try to sway people with BS and it's gone.understand lian.btw i get your play on words.lian sounds like lyin as i lying.

Sounds like you are an employee! Meet your collection quota yet!

These people keep calling me but I don't owe anybody.

I'm having the same calls. Pay supermedia directly if you owe them. F*ck MB&W. That's what we are doing. Supermedia will send you invoice directly if you ask them and if you have your account number. And you'll see that the difference between what Supermedia says you owe and what MB&W says you owe is about $1000.00

I figure, if it's that important, why is it an automated call. When a HUMAN calls, then I'll worry about it.

They just called me a few minutes ago about the $96,000 bill I owe AT&T.

I like to pay my bills, but if the advertising worked like they claimed it should then I would have no problem paying them.

These idiots call me up acting like they are an attorney, saying they are on a recorded line. Now I find out they are simply debt collectors from Ohio.

Makes me feel alot better :)

Is the bill addressed to you? What is the name of the company?

Does it have these disclosures in the letter or something similer?:

"This communication is from a debt collector,,,,etc..."

You have 30 days to dispute this debt............etc"

If so format this letter to your needs and send it to them certified mail return receipt requested. do not sign the letter, only type or initial your name, so they cannot forge your name on documents at another time.

Your Name
Your Address
CITY/Town, STATE ZIPCODE

Date: March 9, 2005



Collection Agency Name
Address
CITY/Town, STATE ZIPCODE

Re: Acct Ref. # XXXXX and XXXXX

To Whom It May Concern:

This letter is being sent to you in response to a alleged debt. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you
.
What I need you to provide as the debt validation is as follows:
1. What the money you say I owe is for;
2. Explain and show me how you calculated what you say I owe;
3. Provide me with copies of any papers that show I agreed to pay what you say I owe;
4. Provide a verification or copy of any judgment if applicable;
5. Identify the original creditor;
6. Prove the Statute of Limitations has not expired on this account
7. Show me that you are licensed to collect in my state
8. Provide me with your license numbers and Registered Agent
9. Proof that the collection company owns the debt/or has been assigned the debt. (You are legally entitled to collect this particular debt from me.) This is basic contract law.
10. Complete payment history, starting with the original creditor. (I need to have proof of my payment history with original Creditor, what the amount of the debt was when the creditor assigned the debt to your company, and what fees/interest has been tacked on to this debt and how you/they determined these fees.) This requirement was established by the case Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept 2004..
11. Copy of the original signed loan agreement or credit card application. (My contract with the original creditor establishing the debt between us.) This is also basic contract law.

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau's (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent

I will not hesitate in bringing legal action against you for the following:
1. Violation of the Fair Credit Reporting Act
2. Violation of the Fair Debt Collection Practices Act
3. Defamation of Character

If your offices are able to provide the proper documentation as requested in the following declaration, I will require at least 30 days investigating this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.

It would be advisable that you assure that your records are in order before I am forced to take legal action.



Best Regards,

Just hung up on their ass...