WS/ CC the saga continues

It seems to me they see trying to make you reafirm your loan with Western Sky with the original payments and probably interest. I would not sign it at all. To make the payments, I would either use a pre-paid debit card or send them money orders. Do this on your schedule, not there's.

CashCall knows the only option they have in getting paid more then the principal from you is either to trick you like with this document or with scare tactics.

Oh no intention on signing or even responding for that matter - they sent it to my old address and it had to be forwarded to me at my new. Just wondering what is next from them or if I need to do anything?

Sorry about my first post. I did it last night about 11:00 pm my time and was punch drunk from being tired.

The worst I have had is nothing. They may try to turn you into collections but if they do use the C&D letter SOAPLADY has on this site. They may send statements via mail etc and start calling you but I think that is as far as they will go. This is my personal experience with them.

Thanks for the input, not really worried at all just letting all know what trash they are sending - Thought that is was funny that they kept referencing a loan that I have with them, that isn't with them but with WS- and that they themselves in an email on the 2nd, state that my account status is in Cease and Desist.. But, yet they are still trying to collect.. so, a violation, No? They really are showing how stupid they are..

I did make sure that they can not call me... I updated my numbers with them prior to sending the letters, to old numbers.

Damn it appears that CashCall found my home number - I guess I will be blocking them... funny comes up from Detroit MI 313-556-2837...

Any suggestions, other to ignore?

Do I need to send CC a cease and desist letter? or wait for them to send it to collection. Do I continue to send them my emails about only paying the principle and trying to make arrangements?

They already are breaking the law by servicing illegal debt. But I do believe they obey a C and D to stop calling and do letters/email only.

@waffles - the reason I was asking about the C&D letter - if I need to even waste my time with sending one, is the fact that they originally stated in the email from them to me on the 2nd of Oct that my account was placed in C&D status - so if that is true why are they attempting to call me and collect? Will sending them a letter do any thing different now?

THen no - it won't. I know sometimes they stop calling after you ask them via email. Regardless, since they are not a 3rd party CA, they don't have to obey the FDCPA anyway.

@Waffles - So with WS/CC - it now just becomes a waiting game, I will keep sending the emails to them. When you dealt with them - where did it go next. How were you finally able to work something out with them?

They have sent me 3 of those modification letters trying to trick me into affirming that I have a loan with CC and allowing them to pull my credit report and contact my employer, etc. I have returned them all with the words REJECTED - no account with CC written in bold sharpie across every page. They still keep sending them....

Interesting turn of events, but this is a test 1st to see if I can post or not! Then will put up info!

I'm gonna try to get the turn of events out to all: I know it is long, but trust me interesting to those of you who are getting calls from them....

I got home yesterday and seen that they had called yet again, so I shot off this email to them, my base email with this addition: "I have sent several emails to your company trying to get this matter resolved, maybe we can get this resolved this time? Also, I feel this is a good time to again remind you that any and all contact is to be made through email or U.S. postal mail only, I prohibit you or your affiliates from contacting me via telephone at my home, my place of employment, or my cell phone. I also prohibit you from calling my references listed on my loan. I know that you know this since you, yourselves have stated that my account is in a cease and desist status since this email from you on 10/2/2012 - "Dear Customer, Thank you for your correspondence. I have received your email request to cancel the auto withdrawal on your loan. Your request has been processed effective today. Please keep in mind that your due date is the 1st of every month. Your account has been placed in a cease and desist status. All communications from CashCall going forward will be communicated in writing through mail or email only. I have also sent a Permissible letter to your email and home address this should answer all of your concerns. Have a great day. Thank you, Nikki Carmody, Customer Concerns Representative, Customer Service: Phone 877-525-2274" So there for I am not sure why I am still receiving phone calls as of yesterday 12/5/2012 at 6:20 pm from CashCall - from phone number 877-525-2274, also received calls on 11/12, 11/14, and11/20 . Do I need to report these calls to the FTC, for violation of a cease and desist?"

With in moments I received this back: from their Dispute Resolution Department - now the only two things I did different from the last 15 emails to them was mention the FTC and copied WS themselves in this email.."According to our records, CashCall has not made any calls to any of the telephone numbers we have on file for you since May 5, 2012. Additionally, CashCall updated your account on October 2, 2012 to ensure that all communication would be in writing only, per your written request to do so. Please confirm the telephone number(s) for you that were called so that we may investigate this matter further.
If you would like to discuss settlement arrangements for your account, you may call us at (714) 221-3300.
Sincerely, Dispute Resolution Department"

I sent them the number to see if they would then blast me with calls, "Dispute Resolution Department,

I have received calls on my house number xxx-xxx-xxxx like I stated on the following dates - 11/12 at 1:10 pm, 11/14 at 3:36 pm, 11/20 at 3:47 pm, and again yesterday 12/5 at 6:20 pm. Please, advise on this matter. I am willing to discuss settlement arrangements on my account again via email only, will not play this he said she said game. Send me your proposal to resolve this matter and we can go from there." which doesn't matter since they are blocked

And again in mere moments " Thank you for your quick reply. That is not a telephone number we have listed for your account. We will investigate the call times and dates you have listed and will respond to you shortly with our findings.
Sincerely, Dispute Resolution Department"

I guess we will see what happens next....

This happened the day before the site went down tried to post then, not sure if any one got to see, so I am going to put back out..
I know it is long, but trust me interesting to those of you who are getting calls from them....
I got home yesterday and seen that they had called yet again, so I shot off this email to them, my base email with this addition: "I have sent several emails to your company trying to get this matter resolved, maybe we can get this resolved this time? Also, I feel this is a good time to again remind you that any and all contact is to be made through email or U.S. postal mail only, I prohibit you or your affiliates from contacting me via telephone at my home, my place of employment, or my cell phone. I also prohibit you from calling my references listed on my loan. I know that you know this since you, yourselves have stated that my account is in a cease and desist status since this email from you on 10/2/2012 - "Dear Customer, Thank you for your correspondence. I have received your email request to cancel the auto withdrawal on your loan. Your request has been processed effective today. Please keep in mind that your due date is the 1st of every month. Your account has been placed in a cease and desist status. All communications from CashCall going forward will be communicated in writing through mail or email only. I have also sent a Permissible letter to your email and home address this should answer all of your concerns. Have a great day. Thank you, Nikki Carmody, Customer Concerns Representative, Customer Service: Phone 877-525-2274" So there for I am not sure why I am still receiving phone calls as of yesterday 12/5/2012 at 6:20 pm from CashCall - from phone number 877-525-2274, also received calls on 11/12, 11/14, and11/20 . Do I need to report these calls to the FTC, for violation of a cease and desist?"
With in moments I received this back: from their Dispute Resolution Department - now the only two things I did different from the last 15 emails to them was mention the FTC and copied WS themselves in this email.."According to our records, CashCall has not made any calls to any of the telephone numbers we have on file for you since May 5, 2012. Additionally, CashCall updated your account on October 2, 2012 to ensure that all communication would be in writing only, per your written request to do so. Please confirm the telephone number(s) for you that were called so that we may investigate this matter further.
If you would like to discuss settlement arrangements for your account, you may call us at (714) 221-3300.
Sincerely, Dispute Resolution Department"
I sent them the number to see if they would then blast me with calls, "Dispute Resolution Department,
I have received calls on my house number xxx-xxx-xxxx like I stated on the following dates - 11/12 at 1:10 pm, 11/14 at 3:36 pm, 11/20 at 3:47 pm, and again yesterday 12/5 at 6:20 pm. Please, advise on this matter. I am willing to discuss settlement arrangements on my account again via email only, will not play this he said she said game. Send me your proposal to resolve this matter and we can go from there." which doesn't matter since they are blocked
And again in mere moments " Thank you for your quick reply. That is not a telephone number we have listed for your account. We will investigate the call times and dates you have listed and will respond to you shortly with our findings.
Sincerely, Dispute Resolution Department"
I guess we will see what happens next....