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HELOC with PNC, trying to settle

Submitted by gabe24fan on Mon, 11/19/2012 - 12:08
Posts: 20
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I have a HELOC with PNC that has been charged off. Balance is 33842.12. I called them today to discuss a settlement. They previously offered me a settlement that we could not take because it was a lump sum amount which we did not have. Today the lady I spoke with simply said there are no settlement offers at this time, it is due in full. What should I do from here? Anyone know how hard it is to settle with PNC???? Any and all advice appreciated.