hello, my name is Rob and after finding this forum a few days ago and doing some reading of other posts i have decided to take the advice given by everyone. first i tried to contact my A.G with no response then i came ehre, since i live in NY i have found that all of these pay day loans are illegal in my state which makes them null and void. I wish i found this site sooner but anyway so i took everyones advice and spoke with my bank today and have since closed that account and started a new one. they were actually very helpful and have apparently dealt with these companies on numerous occasions. so now that i have closed my account here is a list of the lenders i have used
TLCFASTCASH.com ammount borrowed $200
ammount payed $790
onceclickcash.com ammount borrowed 350
ammount payed 725
advancemetoday.com ammount borrowed 300
ammount payed 360
i have to loans with loanshoponline. one i borrowed 150 and another i borrowed 250 ammount paid total for 2 loans is 450..
so now that i have taken the first step which was to close my account what should i do know. write C&D letters or do emails work. should i tell them why its closed or leave it at that? i need all the help i can get but it already feels like a weight has been lifted from my shoulders
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since my original post of this i have actually taken care of TLCFASTCAH.COM on my own after a half hour of ustomer service tickets they have closed account but will not refund overpayment which is a fair deal for me, i was actually surprised at how defensive they were when confronted