mother in debt

You need to tell us what state you are in, the names of the lenders, principal amount borrowed and the amount you have paid back so far. Sending us this information will enable us to determine if your lenders are legal or illegal. Once we get this information, we will advise you of your next step.

Mississippi

All American Check of Pearl, Cash Today, Advance America, Easy Money, All American Check Exchange

We need more info.

List the following for each lender:

Name of lender
How much they deposited into your account
How much they've withdrawn from your account to date
How you obtained the loan (internet or storefront)

They all storefront
Easy Money 240
Advance America 360
Cash Today 300
Check Cashing of Pearl 240
All American Check Cashing 240

Storefront loans are generally legal.

ok what and how can i get help to pay them off.

You can ask each lender for an extended payment plan. Generally, they'll break your current balance into 4 equal payments that would be due over your next 4 pay dates.

A couple of things to try:

1. Ask if your EPP can be paid monthly rather than per paycheck. This would help ease your burden because you could then stagger the 4 (paying 2 one payday, paying 2 the other).

2. If the storefront is uncooperative, try reaching out to the corporate office to negotiate with them.

3. Try reaching out to your state's financial regulator for help.

4. Finally, you can always default on the loans and work out agreeable payment arrangements with collections.