what do i do?
Date: Thu, 01/21/2010 - 09:50
Send a DV letter to the collection agency AND the original credi
Send a DV letter to the collection agency AND the original creditor.
i agree.. did you get anything in writing from anybody?
i agree.. did you get anything in writing from anybody?
Hang on a minute, y'all... That doesn't sound like the behavio
Hang on a minute, y'all...
That doesn't sound like the behavior of an OC. Except, maybe a sub-prime like Orchard Bank or Providian. Sounds more like LVNV/Sherman or NCO to me.
Hey, Iyron, who's the OC on the card? Also, what have they (or anyone else) sent you in writing about it, what state do you live in, and when was the last time you made a payment or a charge on the account in question?
Gimme some info here. We can get to the bottom of this mess. FWIW, sending a DV to the OC is worse than pointless in a situation like this. OCs are not bound by the FDCPA, except in certain limited instances. Sending them a DV only says that you don't know what's going on, and could prejudice them in your case.
i agree with unc, LVNV does this all the time.. did you ever get
i agree with unc, LVNV does this all the time.. did you ever get anything at all in writing from anyone? i would send a dv letter to each collector that comes around but i would not bother sending one to the oc, they do not have to respond and you know who they are.