Big Trouble

Your life is very important Cynthia.

What state are you in??

Please! Suicide is never an option! It only puts a bigger burden on those you love and those who love you! You are only dealing with a little debt here! You really should tell your husband what you are going through! He is there to help you! That is why he is your husband! Remember "richer for poorer, in sickness and in health?" Turn to him and God! Now list your debts, the state you live in and how much you have paid! If you do not get a reply PM me and I will help you personally! I unfortunately do not have a lot of time right now because I am facing a similar situation! But I am facing it! So should you!

please do not allow debt to make you feel this bad.. we can help you work through this.

Cynthia, the members here I going to support you. How much do you owe the lenders you have listed above? Find out if payday loans are legal in your state and what you can do to negotiate just paying the principle. I understand your frustration as I am going through the same deal right now. Guess what though? I have about 3x the amount of loans that you do, and I am still here facing the lenders demands and making a few of my own :) You CAN do this... and the lovely people here will help.

Cynthia, you have certainly come to the right place for help! We know how overwhelming things can get, but no matter how bad it all seems right now - you can get past this and things will be better! Please post back and give more details and know that you are among friends here who care!

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Eastside lenders is NOT a licensed lender in the state of Ca., therefore, all you would owe them is the amount you borrowed to begin with, less any payments you have already made toward the loan, also, they can't charge any interest or fees since they are not licensed to lend in your state, please read the following link on how to deal with illegal lenders, CLICK HERE

Check n go, was this loan obtained online? They are members of the CFSA ( Community Financial Services Association of America), this is good news because it means you are eligible for an extended payment plan, but you have to ask for it, they won't tell you about it, and you may even need to insist because they are very reluctant to allow their customers to sign up for the EPP, but due to the fact that they are members of the CFSA they MUST adhere to the guidelines, which states if a customer requests and EPP, they must provide it. Read about the EPP at the link below:
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html

Paydayone also offers the EPP, and so does Cashnetusa.

Cashnet is NOT a legal lender, so that is why it's important for you to clarify what the name of the lender is.

Bumping up for Cynthia! What great information, Shazzers!! :D

Cynthia, Don't let your debt get you down. There are so many people in the same position as you. Debt is so easy to get out of control if you let it. I have been there before. I have let my worry for debt consume my life and it is so easy to allow it to take over and make you depressed. I know that I do not know you personally, but I know that you are a person who deserves all the best that life has to offer. This can be a wonderful learning experience for you. You CAN overcome this. Listen to the people in this forum. We are all here for you. You ARE NOT alone. Some can offer encouraging words and others can help you with the steps to take to get out of your position. Hang in there and keep us posted!!

Bumping for Cynthia.....hoping she will return and see the care here.....Cynthia, please also go for some county mental health counseling....I work in CA as a counselor for a county....there is help out there just to help you get your thoughts clear.....and also they may have other programs to support and help you. My husband hid his debt from me for about 2-3 years....he felt much like you did. He also thought of suicide. Once the whole truth came out, we were able to work it through and he was able to see that suicide would have hurt me so much more. PLease post again and remember this is a temporary problem.....money is not worth taking your life over....this can be solved!!!

Greetings Cynthia,

All of our debt was just numbers stacked against us.

You can overcome it.

You've got friends in here and many more to come.

Regards,
King "Kash" Jabba Labba

Hello Cynthia, Debts are Temporary problems, your life is worth more than you know. Keep your head up and if we can do anything to help you please feel free to ask. We are here waiting.

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Cynthia, please don't do anything bad to escape those problems. Honestly, many people all over the World have financial difficulties just like you. You're life is more important and don't forget your family that loves you so much.

Cynthia im the same and just to let you know i think that both could make it with the help of all this good people.

Gabriel, I replied to your thread below:
http://www.debtconsolidationcare.com/forums/showthread.php?p=798745#post798745