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Help with Discover

Submitted by SOK on Fri, 06/11/2010 - 08:26
Posts: 23
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I have 10,00o balance with Discover - basically fees and interest got it this big. They offered 7500 in 3 payments? Should I take it? It shows paid in full on credit report. Will it matter since I have settled 3 cards? Should I let it go to collections and try to settle for less but the calls and stress will continue............:(:confused:


GReetings SOK,

Since you've already settled three other cards, what does it matter how discover reports it?

You are almost free of plastic bondage!:D:D:D

Do you have the money to pay them off?
If you do then call 'em up and offer less in one lump sum.

Tell 'em you've got $5K to settle with or whatever number sounds good to you. Just remember that you can always increase your offer, so offer lower.

And here's another technique:
When you get them on the phone and it comes down to offer time, speak slowly and determined. Pitch your offer and then "shut down", because whomever speaks next..... loses!

The discover bunch is a bunch of iron heads.:evil::evil::evil:
Please let us know how it turns out!

Respectfully yours,
King "Kash" Jabba Labba


Submitted by King Jabba Labba on Sat, 07/17/2010 - 14:48

King Jabba Labba

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