School Car and Too much Credit
Date: Tue, 08/08/2006 - 12:39
My story is typical of most students in debt. I'd received creditcards and spent too much. The first 6 months were fine, only using the cards when I had the money to pay them off.
I then started school. I'd lost my scholarship due to quality points and had to use the cards to buy my books and pay my tuition.
Then one day about a year ago, my Ford Taurus' head gaskets blew. I didn't have the cash to pay for it and I charged it up. It's all been down hill from there. I know I can make payments, but it is very hectic making several large payments through out the month. It leaves me always wondering if there is going to be enough money to do anything. I there were a way I could make one or two affordable payments per month for all my debt, I would sleep better at night.
I then started school. I'd lost my scholarship due to quality points and had to use the cards to buy my books and pay my tuition.
Then one day about a year ago, my Ford Taurus' head gaskets blew. I didn't have the cash to pay for it and I charged it up. It's all been down hill from there. I know I can make payments, but it is very hectic making several large payments through out the month. It leaves me always wondering if there is going to be enough money to do anything. I there were a way I could make one or two affordable payments per month for all my debt, I would sleep better at night.
has a counselor called you yet? Come up with a list of questions
has a counselor called you yet? Come up with a list of questions, they can give you advice on how to cut down your bills, possibly through consolidation.