loan to pay off my credit cards

Hi jjhansen

You have other better options to improve your credit ratings. Taking a new loan to pay off your past debts will not be the best fix. The rates of interest to your creditors will remain the same and along with it, you will pay interests on the new loan taken.

Consider a consolidation program in this situation. When you are enrolled in this program, the interest rates will be lowered down and the monthly payments will be framed as per your financial situation. You will save some money at the end of the month for meeting other necessities. Besides, most of the late payment fees and other charges will be waived off. Take a free quote from the counselor and know your repayment options. You will find this plan to be the best deal for you.