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I want to consolidate my two credit cards into one low monthly payment. I put a lot of my college summer classes and books on my Chase credit card. I used my other credit card for my pets surgery, medical bills, and follow up visits. I have a few other credit cards with small amounts on them and will have them paid off in a few months. I'm mostly worried about my two large credit cards. I hope you can help me!

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Sub: #1 posted on Fri, 08/18/2006 - 07:41

Not so Lucky Not so Lucky

(Posts: 3042 | Credits: )

Hi Alenda, I found consolidation quite helpful while I was unable to manage my credit card debts. I was able to combine all my credit card debts into one singly payment. The interest rates that I was paying to the creditors were sky high. If that would have continued for another couple of months since I was doing the minimum payments only, I surely would have defaulted on my accounts. I included them in the consolidation plan and got lower interest rates. I can afford the monthly payments without much financial stress. You should also discuss your accounts with the consultant and know about your options. Things will become pretty good for you, I bet. :)

Sub: #2 posted on Fri, 08/18/2006 - 10:33

Christina Christina

(Posts: 438 | Credits: )

I'm currently trying to get all of my credit card debt combined into 1 payment. but I'm not sure if I'm able to do so. Do I need a home to use the equity? Because I have no equity whatsoever. Please help.


Sub: #3 posted on Wed, 09/10/2008 - 07:45


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