Brittany Kirk
Date: Fri, 09/15/2006 - 10:58
I honestly have just made some bad decisions, and
hit some really hard times. I opened up a credit
card to build my credit, then my boyfriend lost his j
job, and I maxed out my card to fix his car ($1000) My car then blew up, and I had to buy a new one. I
borrowed the money to pay it off from a friend of
mine ($2000), because I couldn\'t afford full
coverage car insurance (high risk driver). I\'m
having a hard time making payments back to him. I also was enrolled in college for a year, and had to drop out because of money and stress. they have
since charged me $400 because of that which i
can\'t pay. My boss then messed up with my check
last year and wasn\'t taking out my local taxes ($300). Then my boyfriend and I moved back in
with our parents because of debt, and our
apartment complex charged us a little over $1000
in repairs and cleaning because we are both
smokers so I set up a payment plan to pay them
back and haven\'t been able to make a payment towards it yet. I just can\'t get out of debt without creating more problems for myself. Then I can\'t pay my other monthly bills because of the debt that I have
already created. I\'m at my wits end and don\'t
know what else to do
hit some really hard times. I opened up a credit
card to build my credit, then my boyfriend lost his j
job, and I maxed out my card to fix his car ($1000) My car then blew up, and I had to buy a new one. I
borrowed the money to pay it off from a friend of
mine ($2000), because I couldn\'t afford full
coverage car insurance (high risk driver). I\'m
having a hard time making payments back to him. I also was enrolled in college for a year, and had to drop out because of money and stress. they have
since charged me $400 because of that which i
can\'t pay. My boss then messed up with my check
last year and wasn\'t taking out my local taxes ($300). Then my boyfriend and I moved back in
with our parents because of debt, and our
apartment complex charged us a little over $1000
in repairs and cleaning because we are both
smokers so I set up a payment plan to pay them
back and haven\'t been able to make a payment towards it yet. I just can\'t get out of debt without creating more problems for myself. Then I can\'t pay my other monthly bills because of the debt that I have
already created. I\'m at my wits end and don\'t
know what else to do
I am very sorry to hear about you. Why don't you try a consolida
I am very sorry to hear about you. Why don't you try a consolidation program if that helps in combining your bills together into one payment? The interest rates will be fixed at a lower rate in this program. Most important, you will pay off your debts according to your present financial situation and this program will allow you to save some money at the end of the month. With this money, you can pay off your other necessary bills. A consultant will be calling you for the free counseling. Hopefully, you will get some options and repair your credit. Get some help in the article on becoming debt free.
