Need a helping hand.......

Well like many other emails you guys receive this probably won't stray from the rest.
As a young adult I had gotten my first cards and went wild. Heck I was 18, young dumb and unexperienced about life. Luckily I was able to not dig to deep of a hole and was able to get myself out of it. However, as I got older, moved out, got a car, was buying stupid things that actually started me going through the ringer that life can be when you are uneducated about the responsibilities in the real world. I matured more and actually became a new business owner I had repair purchases, needed upgrades, overhead costs and utilities . But as my business slowed then charges were made, bills had to be payed, and now I am way in over my head.
I since had a severe accident and partially amputated my left ring finger, lost a good job, bought a used car that turned out to be a lemon, and now have a massive debts! My parents and family have helped as much as they can and with that help got a new job as a computer technician and now want to go back to school to chase the career. I need my one helping hand to help take away the stress, anxiety, and allow me to actually take control of my life.