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drugs, jail, married, no kids and drowning in debt

Date: Wed, 12/13/2006 - 08:23

Submitted by BEAUTY1217
on Wed, 12/13/2006 - 08:23

Posts: 281 Credits: [Donate]

Total Replies: 118


Here is my story.

I was a young trouble maker, so I was hauled off to boot camp for a few years. When I came home I was an adult who knew nothing about the real world, and since I was an adult, my mom put me out.

I found a job, got an apartment but could not survive on what I made. Two weeks after I moved into my first apartment, I lost my job. Well I did what I thought was right and went to a strip club. I figured that I needed the money, could not go home, and really didn't have a clue on life. That life was disgusting and i started to drink to deal with what my life had become. So I started using cocaine. As if my life was not bad enough, right?

Well soon my bad habits started costing me well over 100.00 a day. So danced myself right into a bigger hole. I lived day to day and kept my rent. I used all credit cards, past the max if i could. Every cell phone I had was turned off, and I still did not know how bad off I was.

So, I met a wonderful man who after a year of a destructive life, he changed things. I quit using, started working a real job (collections)and I make good money helping and understanding other peoples situations. I am no a saint, but I do try to be. I owe a lot to the world right now. I know that I must have spent well over 50,000, and I also know that my credit report is horrible.But with the help of this forum I know that my help will come from helping and communicating with others. I am here because I work for one of the most notorious collection agencies out there so I am aware of all of your concerns and my insight is to help not hurt. I am a ppa collector, which means payment plan collector. So out of all of the people in my office that will not accept small payments i will and i make more than anyone here. I listen to complaints and try to help everyone that is documented as a refusal to pay. If anyone understands how easy it is to drown in dbt I do. I want people to email me with any and all questions so that I can tell them how to handle situations. I want to help all of those who only have extra money when they get a tax return. I want to help people who have children and drug/gambling addictive problems, because I was there. And that is my story in short.


Beauty - thank you so much for sharing your story. I know it will give others hope - those who have been in your situation and come through it, and those who are still struggling to get out of it.

Take joy in the fact that you are clean, sober, have a job, and are working on straightening out your life. That's a major accomplishment, you have so much to be thankful for!


lrhall41

Submitted by SUEBEEHONEY70 on Wed, 12/13/2006 - 09:34

( Posts: 4583 | Credits: )


Beauty---A very inspirational story. You are to be commended for getting yourself where you are today. As far as being perfect, you are absolutely right! All we can do as humans (and in my case as a Christian) can TRY and live a good life each day being the best we can be. Of course, we always fail only to start the next day once again with the same goal.

I am proud of you for remaining clean and sober! It is difficult, but keep your eyes on the prize---a wonderful life.


lrhall41

Submitted by Lorri on Wed, 12/13/2006 - 09:39

( Posts: 1721 | Credits: )


You would be suprised how GOD uses us. It is awsome, I love to talk to people about where I have been. It helps to know that they are not alone in this world, because when a person is on self destruct, they need to know that it can happen to anyone and they are not a victim, but a vessel.
The same way that all of you samaratins and moderators are vessels. You all were backed into a corner with debt. But you all are fighting back, and it makes you feel good to help someone else. I know you never thought you would feel instant gratification while your phone was ringing and while you sat home depressed about your debt. But now, you dedicate your time and knowledge. Thats what our experiences are all about.


lrhall41

Submitted by BEAUTY1217 on Wed, 12/13/2006 - 12:45

( Posts: 281 | Credits: )


What is laughable is that you have to use my nic to hide behind because you are not human enough to be real.I have nothing to hide.I'm happy that you think so highly of me and could give a rats rearend about how you feel about MY GOD!!! White trash has nothing to do with how far apart my kids are.FYI...I was divorced for 12 years before I remarried.


lrhall41

Submitted by minkeye_ on Thu, 12/14/2006 - 22:17

( Posts: 45 | Credits: )


I got this stuff from him/her all night last night.jason and Vikas had to delete most of wht was being said.He/she was even tearing down what other people like BEAUTY was saying.Is there not a guest band or a something to that effect to keep someone for continuing this kind of abuse?It's just words to me but it could cause REAL harm to someone who does not have the courage to take a stand.


lrhall41

Submitted by minkeye_ on Fri, 12/15/2006 - 08:25

( Posts: 45 | Credits: )


Thank you.I beginning to think that there was noone watching this trash continue.I kept the conversation going to see how long it would take before someone would step in and either defind me or dismiss this person from the site.I came here for help and found that I had bigger problems than what I could ever imagine.BEAUTY1217 has helped me with one of them and buy searching other conversations I have found that the financial company we have just signd with is under investigation for fraud.If we are not here to help one another then I just assume not come back.


lrhall41

Submitted by minkeye_ on Fri, 12/15/2006 - 08:41

( Posts: 45 | Credits: )


Minkeye, You cant pay any attention to these morons. If I did I wouldnt be on here for long. We get them all the time. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Fri, 12/15/2006 - 08:45

( Posts: 2477 | Credits: )


I would dare to say more that 90% of the readers hear can tell when someone like this is personally abusive and crude, we all ignore it. I certainly don't think you are a meth user.

Jessi, on the other hand - she is TOTALLY strung out on Sweet and Low, vinegar, lemon juice and saltines. She likes to mess with her taste buds. :D


lrhall41

Submitted by jedijeff13 on Fri, 12/15/2006 - 09:01

( Posts: 1734 | Credits: )


You guys are tooo funny. I was a meth user and quit on my own.I have had MANY substance abuse problems that I no longer deal with and I a now trying to "clean up" what my husband and I have seemed to made of our past before and after we met.I never knew that when you marry someone you take on the debts too.Mine was not so bad but his has alot of cleaning up to do.NOW....back to the matter at hand...Is it against the law for a creditor to give out information or talk to someone about an account that is NOT the person on the account?


lrhall41

Submitted by minkeye_ on Fri, 12/15/2006 - 09:12

( Posts: 45 | Credits: )


WOW. I missed a lot didn't I.
Well i just want to say that my life is real and there are millions of people who need to hear that other people go throught the same things that they have. People need a support system, and the bottom line is that not one person walking this earth is exempt from carrying skeletons in their closet.
EVERYONE HAS AT LEAST ONE.
I used to be loose.(easy). Looking for love and thinking **** was where it was, well it took me meeting a woman who had done it all and told me all about it. She was a saved woman who I thought did no wrong.
I am so happy to be posting here. I am so happy to be a part of something that is meaningful,so if people want to come here and try to destroy it just means that they have not faced the reality of their world. Im cool with that. I have been called everything and it hurt when i was still in my mess, but now I send praises to the most high GOD for loving me anyway. We have to go through things in order to grow. Some have it harder than others but those who have had it hard will be blessed when they stand before the ONLY ONE whose judgement really counts. Please take my story and embrace it. It is true. People have pm'd me to talk because they have been through too. And that is why I am here. I love you all.

[color=Red]****Adult term removed - Jason[/color]


lrhall41

Submitted by BEAUTY1217 on Fri, 12/15/2006 - 09:12

( Posts: 281 | Credits: )


NOW SEE WHAT YOU HAVE DONE....You have gone and made me cry BEAUTY!!! I have a story way to long to tell on here.GOD had my back with every slip,trip,and fall and I never knew HE was there.Now that I am in church I know now why I have been where I have been.To help the youth at our church in the ReMix club.To stop what has become an everyday thing to some people.****,drugs,homelessness,hunger,sick with mental illness.I have been there done that as they say.NOW I can tell these people what it is like and how to get out of it.I have always been told the person who REALLY knows how hot the fire is got has a scar to tell about it.Who would you believe more, someone who read about it in a book OR someone who has gone through it and survived?I may not have the most of riches but in the Bible Jesus said it is harder or a rich man to get in Heaven.Easier to thread a camel through the eye of a needle.I give my all.I choose to pay my debits when I can and help others with theirs if I have it to give.I may be up to my ears in debt but I am a happy poor person.And I have only one MAN to thank and he is MY LORD and Savior JESUS CHRIST. Well,BEAUTY...you too...lol

[color=Red]****Adult term removed - Jason[/color]


lrhall41

Submitted by minkeye_ on Fri, 12/15/2006 - 09:32

( Posts: 45 | Credits: )


Beauty, thanks so much for sharing your story with us. And, for the record, I don't put any value on abusive "guests" that feel the need to trash others' valuable postings. The fact that they hide behind the "guest" sign or another person's nic says it all.

Minkeye,

I also have "two families." My oldest son will be 31 in January, my daughter is 29, I have a son 18, one 17 and one 14. I also have 3 granddaughters (8, 7 and 6) and a grandson (2 months). To tell you the truth, I wouldn't have it any other way. They have all added a lot of joy to my life.


lrhall41

Submitted by dbaker6 on Fri, 12/15/2006 - 09:46

( Posts: 1600 | Credits: )


Wow, I just read this entire thread...I had read Beauty's story and responded, but hadn't looked at the thread again until now. What a mess. I truly hope that the "guest" has been banished - what a ton of trash he/she was spouting. It's a shame when people come on here to dispute someone else's story - when it's quite obvious that the guest didn't know Beauty personally, and as such, had no right to post anything to dispute her story.

When someone posts their story here, it's because we make them feel welcome to - not because they are looking for criticism.


lrhall41

Submitted by SUEBEEHONEY70 on Fri, 12/15/2006 - 10:02

( Posts: 4583 | Credits: )


Hi minkeye

I extremely apologize because of the profane posts done by the guest. Please don't take it personally. Just ignore it as an online comment by someone who lacks sanity and has no respect for others and for self.

He is no more allowed to enter the forums. His previous posts are deleted. If he tries with a different IP, we will take immediate actions.

I am sorry about all this. Keep in touch with us; we will make you feel better. :)

Regards
Vikas


lrhall41

Submitted by Vikas on Fri, 12/15/2006 - 11:28

( Posts: 2019 | Credits: )


Oh wow..Jeff pmd me and asked me to clean up..I had no idea it was this bad!! I see it got taken care of, thank goodness!! That's what I get for being late, I missed the fun!

Minkeye, I'm so sorry about this. I looked for your post about a pipe and can't find it..Has it already been taken care of?


lrhall41

Submitted by finsfan13 on Fri, 12/15/2006 - 17:17

( Posts: 6919 | Credits: )


In this particular thread started by beauty I didn't see where she said she was a convicted felon, maybe on another thread. It doesn't matter though, she has turned her life around and Beauty you should be commended for it, hats off to you kiddo and things will work out, keep the faith and hope alive


lrhall41

Submitted by PDLFREE on Sat, 12/16/2006 - 20:43

( Posts: 1245 | Credits: )


Steelers..My fiance is a felon...Because of bad advice from his attorney.

He had a Pampered Chef onion holder in his pocket on school property. It was a gift for his mother, and he was picking a friend up at school.

Because the ends of the holder are sharp, it COULD have been used as a weapon. (But so could pencils, scissors or forks) He never threatened anyone with it. But since they were searching everyone coming into the school, they found it in his coat pocket. BTW--No one has ever been injured in an act of violence with a Pampered Chef onion holder in the history of the United States...

His attorney told him to go ahead and plead guilty, because he had no record, and the judge would take it easy on him.

Taking it easy on him was convicting him, spending 3 months in jail, and having a felony on his record. When they run a background check, they see he was carrying a concealed weapon on school property.

Not everyone with a record is a bad person.


lrhall41

Submitted by Jessi on Sun, 12/17/2006 - 06:22

( Posts: 3361 | Credits: )