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Im trying to get back on my feet and move into my apartment

Date: Fri, 02/09/2007 - 09:54

Submitted by anonymous
on Fri, 02/09/2007 - 09:54

Posts: 202330 Credits: [Donate]

Total Replies: 1


Back in February of 2006, I was virtually debt free. The only "debt" I had to my name was my car loan, however, I was keeping up with it, and it wasn't a bad debt. My former boss was also a landlord. When he had an apartment open up, he offered it to me with a discount on the rent. I wasn't really ready to venture onto my own, but I needed to feel independent, so I took the offer. Within 6 months, I had fallen behind on my car payment, and all of my moving in expenses were put on credit, because I didn't have any money saved up. I'm currently out of that apartment, and staying with my aunt. I no longer work for my old landlord, and I make half the income that I was making only a few months ago. Between paying my aunt's rent, my car loan and insurance, I can hardly keep up, let alone pay the $3,000 worth of debt that I've accumulated. I know that that is not a very high amount, but I'm trying to get back on my feet and move into my own apartment, and have enough money to put away each month. I also would like to attend college in the near future. Right now, I don't see how that is possible with my low income in contrast to my monthly expenses. I don't know how to pay off that $3,000, and I just need a little help figuring it out. Your time and effort is very highly appreciated. Thank you.


Without seeing any increase in your income, and having other necessary bills to be paid, it will be always hard to catch up your debts.

At this moment, $3,000 is not a big amount but never know, how higher it can reach if the situation continues like this. Speak with a debt counselor and make a repayment plan. It will be tailored according to your affordability.


lrhall41

Submitted by fatb88 on Fri, 02/09/2007 - 10:58

( Posts: 218 | Credits: )