Help me on different credit cards with high interest rates

Hello and welcome to the forums, since you have registered witht he site a certified credit counselor will be contacting you soon to discuss your situation. Check out this link, it talks about the benefits of debt consolidation..which sounds like something you may be interested in.

http://www.debtconsolidationcare.com/benefits.html

Credit card companies charge high interest rates when the account is not paid in full within the due dates. The rolling credit adds up with the highest fees and if you are still paying the minimums, nothing is going towards the principal amount. Everything is eaten up in fees and interests only.

You have to negotiate with your credit companies and offer a payment proposal. Assure them that you will pay the debts within a certain period of time. But it's becoming tough to manage with the existing rates. They want their money back and if you are assuring them regular payments as mentioned in the plan, they will consider your proposal and bring down the interest rates. They can also waive off some fees from the total. Take the help from DIY section. If you can't manage this on your own, speak with a debt counselor. He will do the negotiations on your behalf.