Payday loans gone wrong

NO...They are not going to file federal charges. This is a common threat.

Tell them that you've been thinking about taking a vacation, come and GET you.

Were your PDL's all online? or were some storefront? Which companies have you defaulted on? We'll help you get this straightened out.

Yes, They were all online. One was with Arrowhead, 500fastcash.com and quickcash.

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What state are you in?

Pdl companies need to follow the laws of the state where the borrower is residing and they need to have a valid license in your state. Check out the companies in your state if they have a legitimate license. You will find many threads on the loan companies here. Do a search in the google bar at the top and go to their active discussions. It will explain your next move and how to deal with them.

I am in Texas

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

I have a payment arrangement with arrowhead for $51 a month. Call back until you get someone that will deal with you. I got a mouthy one called back until I got some one who would be reasonable. Keep us updated would like to know how you make out.

I called Arrowhead and got monthly payments also, but mine are $70 per month. I called Liz Giocondi her ext. is 111. She was very nice and easy to deal with. And it turned out that I couldn't make the first payment and I called her back and made different arrangements and she accepted those arrangements. Just incase you don't have their number it is 1-866-355-7308 and again just ask for Liz at ext. 111 you will have to send it money order. But as soon as you make arrangements they will send you a paper with the payment dates and their addy on it.

Hang in there, so puddlejumper found you a good lead. I thought they were nasty at first, but I hung up on a few of them until I got someone that would deal with me like I was a human being.