payday loan debt

What state are you in?
Who are you dealing with?
How much did you borrow?
How much have you paid back so far?

There is plenty of help here, bit a little more information is needed. Most of us have been the same situation. This is a great place for knowledge and information. Good Luck!

Hadn't realized I had posted, LOL.
Ok, I currently have 7 loans, 2 of which are in collections and I'm paying back $670 on a $300 initial loan, and $540 on a $300 loan.

1. cashnet usa - 300.00
to pay: $378.00,
paid: $156

2. oneclick cash - 200.00
to pay: $260
paid: $60

3. ameriloan - 300.00
to pay: $390
paid: $450

4. paycheck today - 300
to pay: $670 (collections settlement, which doesn't include the refinance fees i had already paid)
paid: 500.00+ since I got the loan in July 06.

5. e-pay-day loan - 350.00
to re-pay: 405.00
paid: 600.00 (they have since agreed to allow me to pay out the principal in 3 monthly fees of 105.00)

6. Loanpt USA - 300.00
To repay: $375.00
Paid: 350.00 in refinance charges, 150.00 on the collection amount)

7. check n go online - 1100.00
To repay: 1323.00
Paid: 640.00

I'm in Texas

Check the laws on pdl in Texas and find out the latest status of each account. I see that couple of your loans are already paid off and you need to get the account marked closed. Call the companies and get the PIF letter from them.

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html