payday loan consolidation

Don't be stressed. You will surely work out your options and pay your debts through an easy payment plan in the dmp program. Talk to a consultant for professional advice. Few companies here consolidate pdls.

Have you calculated your total debts?

Be sure to ask about T&C (Town and Country Acceptance Corporation). They are a debt consolidation company that definitely works with payday loans.

I have, I am embarrassed to say approximately 4800 in principal out, which I could pay off in two months if it weren't for the rollover fees. The problem I'm finding is I live in WI and they don't have the laws that everyone else does.

Unfortunately, Wisconsin laws on pdls are not consumer friendly. Give a call to the lenders and explain that you will be able to pay off the loan in the next two months if they waive off the roll over fees. Hopefully, it works out.

That's about the same conclusion I've come to. What about closing the account to stop the debits, if I have the payment arrangements worked out? I've read lots of posts where they keep honoring debit?

I will like to see an attempt from the loan company about their violating the laws. If they make an unauthorized debit in your account, it's the time to close your account. Don't close it right now unless you have proof of their illegal doings.