Worried about debts

We will help you in finding a way out. What kind of debts do you have? Please go through your latest credit copies and know the status of each account. If you see any negative item that is wrongly reported on your credit, dispute it with the CRA. They will investigate it with the data furnishers and update your file. Then you can call each creditor and propose a payment arrangement. I hope they will offer you some easy pay off and you'll be on your way to a debt free life soon.

Also perhaps you could list what type of bills these are sometimes it's overwhelming when creditors are calling bills are in the mail, etc. The first step might be to gather all your bills and list them out smallest to largest, then at least you know where you stand. Then you can discuss them with the credit counselor to see about some sort of debt arrangement plan. For me at least having them all listed gave me a starting point.

Good luck