Here is My Story
Date: Sun, 01/04/2009 - 23:43
Well as things go I am terrable with MONEY. It started back in 2006 when my MOM went into a nursing home. I was fair up until then. But after that I just started spending like there was no tomorrow. My problem is I collect DVD. You name it I have it.
But back to the problem.
Then things started to turn for my mother and of course more spending. So now Im in debt to the tune of $24,000 1 loan with Bank Of America and 2 credit cards with CHASE.
But of course this isnt the first time. Back in 1996 5 years after my father passed away and my MOM suffered a stroke in 91 my spending was bad. I had to file for CH 13 then.
But this time I am working with the credit card company. I have realized two things that depression and spending go hand in hand. So now I am writting things down when Im depressed. But of course with two jobs there is little time to get down.
So now in 2008 I was scammed in the fall by CLEARVIEW LENDING SERVICE for a debt loan. Which I never got. Which I told the credit card company about.
Needless to say I do not trust dmp at all. I will pay it of my self.
So all in all its been a rough 2008. I just hope 2009 is better.
But back to the problem.
Then things started to turn for my mother and of course more spending. So now Im in debt to the tune of $24,000 1 loan with Bank Of America and 2 credit cards with CHASE.
But of course this isnt the first time. Back in 1996 5 years after my father passed away and my MOM suffered a stroke in 91 my spending was bad. I had to file for CH 13 then.
But this time I am working with the credit card company. I have realized two things that depression and spending go hand in hand. So now I am writting things down when Im depressed. But of course with two jobs there is little time to get down.
So now in 2008 I was scammed in the fall by CLEARVIEW LENDING SERVICE for a debt loan. Which I never got. Which I told the credit card company about.
Needless to say I do not trust dmp at all. I will pay it of my self.
So all in all its been a rough 2008. I just hope 2009 is better.
how much do you owe on the credit cards by this point? Are you
how much do you owe on the credit cards by this point? Are you succeeding so far in paying things down?
