Trying to be a good person

How we accumulated debt?
21/2 years ago my husbands father died suddenly ad he owned a small country store. Well his wife, my husbands mother had adopted 3 children before this (all toddlers) and couldn't run the store. The bank was about to foreclose on her and she told my husband she would also loose her home.
He decided to buy the store to help her and thought possibly it would be a successfull investment to our future.
Well the bank we worked with was awful, the debt we accrued as we tried and tried and kept trying to make the store work (it was failing as his dad died) was huge. We had a property in another town about an hour away that we had put on the market and by the time we sold that property we had 30,000 that went into all the back debt of the store and was instantly eaten up so we closed it. Now we are being foreclosed on and the town is threatening tax sale, and we owe alot of companies money.
We also have yet to find jobs.
I wish we had never bought the place, after we did our banker told us that my husbands mom never would have lost her home and that she was told that, so I think we got scammed by his own mother.
We are now meeting with a lawyer looking at chapter 13 bankrupsy.