My Story

First off I would like to thank everyone on the crew for this wonderful website and I don't know what I would of done without it!!!!

Well, back in March or April I was looking around the internet trying to find a way to get out of my mess. Over the past three years I managed to rack up 12 to 14 storefront pdl's (I guess I don't want to admit in my head how many I had) and did not know what to do. I had many nights where I couldn't sleep trying to figure out how I can get out of this. Every day of the week I almost drove to one store to pay off the other. I was sick of tired of my whole paycheck and gas be gone within two days and still have many pdl's to pay. Sure there were a few nights the voices in my head would say end it and your life insurance would cover everything for my family but I'm too big of a wimp and could and NEVER would do it. I would get mad at myself for thinking those thoughts in my head. Then I did a google search for debt conolidation and found this wonderful site. I read many things about Town and Country and in April I signed up with them. Now I'm in the month of November and have probably half of my pdl's paid off. When I signed up with T&C I put everything I had in collections and I have 10 more months until I am totally debt free (except car and a low student loan). You may not see me post much around here but if someone has trouble in the State of Ohio I'm there giving out advice if I can.

I think I am on the downhill slope of things now. I do not have any stores or collection agencies calling me anymore. I'm not afraid to pick up the phone when it rings worrying who this may be. If its a collection agency I sort of look foward to it. I have learned so much from this site, I think they hate talking to me now. But every month now I should have one or two pdl's paid off and I can not wait until I have 0 left. One thigns I wished I learned earlier was the hard block with my bank as all these pdl's racked up a $1400 bill with my bank. Sigh.

But again I would like to thank everyone here who has helped me over the past few months. I couldn't done it without you all.