First off I would like to thank everyone on the crew for this wonderful website and I don't know what I would of done without it!!!!
Well, back in March or April I was looking around the internet trying to find a way to get out of my mess. Over the past three years I managed to rack up 12 to 14 storefront pdl's (I guess I don't want to admit in my head how many I had) and did not know what to do. I had many nights where I couldn't sleep trying to figure out how I can get out of this. Every day of the week I almost drove to one store to pay off the other. I was sick of tired of my whole paycheck and gas be gone within two days and still have many pdl's to pay. Sure there were a few nights the voices in my head would say end it and your life insurance would cover everything for my family but I'm too big of a wimp and could and NEVER would do it. I would get mad at myself for thinking those thoughts in my head. Then I did a google search for debt conolidation and found this wonderful site. I read many things about Town and Country and in April I signed up with them. Now I'm in the month of November and have probably half of my pdl's paid off. When I signed up with T&C I put everything I had in collections and I have 10 more months until I am totally debt free (except car and a low student loan). You may not see me post much around here but if someone has trouble in the State of Ohio I'm there giving out advice if I can.
I think I am on the downhill slope of things now. I do not have any stores or collection agencies calling me anymore. I'm not afraid to pick up the phone when it rings worrying who this may be. If its a collection agency I sort of look foward to it. I have learned so much from this site, I think they hate talking to me now. But every month now I should have one or two pdl's paid off and I can not wait until I have 0 left. One thigns I wished I learned earlier was the hard block with my bank as all these pdl's racked up a $1400 bill with my bank. Sigh.
But again I would like to thank everyone here who has helped me over the past few months. I couldn't done it without you all.
Folks seriously if you are in OHIO, Ryan is your man!
Ryan ROCKS!!!
Sub: #1 posted on Tue, 11/27/2007 - 19:56
(Posts: 186 | Credits: )
I am glad now when I drive past a Checksmart or any other store I fell happy knowing I'm not waiting in their line. One day I would love to pass out flyers out on Checksmart sidewalk but I will keep my thoughts about that company to myself.
I didn't get myself in the mess overnight and it will take time. I hate every month getting a money order for T&C around $900 bucks but I think I learned a valuable and expensive lesson.
Sub: #2 posted on Tue, 11/27/2007 - 20:02
(Posts: 315 | Credits: )
Sub: #3 posted on Tue, 11/27/2007 - 20:08
(Posts: 186 | Credits: )
Sub: #4 posted on Tue, 11/27/2007 - 20:08
(Posts: 186 | Credits: )
Now if only T&C would start doing business in my state again I wouldn't have to do this all by myself :x
Keep up the great work Ryan!!!
Sub: #5 posted on Tue, 11/27/2007 - 21:40
Moderators
(Posts: 1634 | Credits: )
Sub: #6 posted on Wed, 11/28/2007 - 04:25
(Posts: 9317 | Credits: )
Sub: #7 posted on Wed, 11/28/2007 - 06:43
(Posts: 456 | Credits: )
Sub: #8 posted on Wed, 11/28/2007 - 06:59
Moderators
(Posts: 4178 | Credits: )
I kept getting in and out of debt from my late twenties and on, and couldn't figure out why! I learned that I need to change some of my priorities, etc. Granted there were times when I had to use a loan or cc to eat and feed the kids, etc., but alot was my ignorance of getttng loans to pay off loans and staying in that cycle!! You can share with others your hope and experiences now!!..karen :D
Sub: #9 posted on Wed, 11/28/2007 - 16:34
Moderators
(Posts: 5854 | Credits: )
100.728 MEMBERS,........................................
........................................................
.......................................................
AND MILLIONS OF MEMBERS MORE VERY SOON WILL BE HERE.
RYAN I COULD NOT DO NOTHING EITHER TO HELP MY HUSBAND BLIND AND MENTALLY ILL IF I DIDNT FIND
debt consolidation CARE FORUM MEMBERS.
GOD BLESSES THIS FORUM MEMBERS THAT REALLY CARE
ABOUT GOOD PEOPLE.
ANOTHER THING RYAN N YOU ARE GREAT,FANTASTIC MEMBER
EITHER.
Sub: #10 posted on Mon, 12/10/2007 - 13:08
(Posts: 2106 | Credits: )