How my Bad Credit, Bankruptcy..........

did me in. I had started in a downward spiral of debt with raising my son by myself with medical bills, credit cards, loans and eventually had to file bankruptcy. I thought wow now I can start all over again, because I make descent money. I was wrong. I started to re-establish my credit but with such high interest rates. I needed to get a new truck for my line of work, because I travel frequently and was hit with interest at 14.99% making my monthly payments $700 because I had to take a lose on my trade in that I still owed a balance, but it was breaking down. I needed the new truck so bad that I went ahead and did it. I have successfully paid on this since May of 2006, but when cashflow problems started I turned to payday loans because of my past bankruptcy no one was going to loan to me. I started out with one, then 3, I could not lose this truck so I ended up with a total of 10 payday loans. Between the truck payment and payday loans I was asking myself how I got back in this situation again. I was actually taking payday loans out to pay my bills or to help with cashflow when I had to make my truck payment. One thing would come up and it would put me further into getting another loan to make ends meet. It actually got to the point I was not eating and scared that I was not going to have gas money for my truck to even get to work. I actually, even got a weekend job thinking I could get out of this if I work 7 days a week. I was wrong, once I got involved with the payday loans I was way over my head in debted fees that I was paying them. I came to debt consolidation Care when I googled How to Help Someone out of the Payday Loan Nightmare, I have to be honest I was actually thinking of committing suicide(thank god-I wouldn't do that)(I am talking about how I had felt when I went through the collection calls and harrassments before I filed bankruptcy and how I couldn't sleep or I was embarrassed) I had said I would never go through that again and here I was in the same situation but worse by getting involved with the Payday Loans-they are like gambling-there should be a warning on these websites. When I found this website it was in the first few days that I felt like I was not alone and I have been a member with this site since the beginning of March, 2008, I finally feel like I have a chance to get back on my feet and feel like a human being again. I am not one to not pay my bills but have not always made the right choices as I feel I have been naive and sometimes only think of survival, especially if you have ever raised a child by yourself(no father around) and no family to lean on it does turn to a point of all you think about is survival. I would like to thank everyone that has helped me get through this hardtime in my life and hope that I can give back what other members have given me. Blueyes