logo

Debtconsolidationcare.com - the USA consumer forum

I'm in over my head - help!!!!

Date: Mon, 07/24/2006 - 17:28

Submitted by anonymous
on Mon, 07/24/2006 - 17:28

Posts: 202330 Credits: [Donate]

Total Replies: 3


I'm in over my head. Due to a crazy situation I am facing possible foreclosure, a lien on my home for state back taxes, and a gazillion creditors.

I don't know if I should file for Chapter 13, or if I should find a reputable debt settlement company. I have heard and now read about the debt negoitation companies, and I am now nervous about them. Yet, I don't know if I want a bankruptcy on my record.

Either way, I need to do something, so any valid assistance would be appreciated. I've got two girls to feed, and it keeps getting harder each day.


Before you consider the option for filing bankruptcy, see if a settlement program will help in your situation. This program will keep your monthly payments lower as per your financial situation. If you are unable to make these payments, talk to a bankruptcy attorney. Since the counseling offered by the consolidation/settlement company is free, you can use the free quote if it is helpful in your case. The companies directed by this website have good feedbacks and people enroll themselves with their program. So you can give a try and know your repayment options.


lrhall41

Submitted by PassionHunting on Mon, 07/24/2006 - 17:45

( Posts: 512 | Credits: )


Welcome to the forums,you have come to the right place! As lorri sai,please take advantage of the free credit counselng offered here. They can give you some options you may not have thought about.Also,please browse other forum topics,they are many who are or have been in your situation,and read how they are handling their debt and the solutions they have discovered. You need to act fast so you can get a jump on this before they do. Good luck-let us know what happens... :D ...Karen


lrhall41

Submitted by Bossy4455 on Tue, 07/25/2006 - 11:59

( Posts: 5854 | Credits: )