at my wits end...

I don't know what i can do or how i can get help on this matter. I'll start w/ how it started i guess, i was working as an electrician towards the end of 2004 (had been for 3 years prior) and got injured on the job. This was after we had moved into a new house, and had replaced one vehicle. It took about 6 months to finish settling the dispute between myself and the insurance company and only received 7000.00 for my troubles.

It has been hard to find work in this industry even though i am at full health and functionality again. I have recently been helping out a friend of mine who owns his own electrical company and have been getting paid decent wage to help him get caught up on some stuff.

I have also been fortunate to pick up a home builder myself for me to start doing work for him as well.

But all this i fear has come too late, as we are 4 months past due on rent, 2 months past due on a car payment, SOOO past due on medical bills for both my wife and my daughter (born premature 1 month and has had multiple health problems since) and now on top of that (not that i'm saying i don't want this) we have another child on the way in february. Not to mention the normal bills we have for gas, electric, water, phone, internet, cable, 2 cell phones(same plan, used for business), etc.

I know there's stuff there that we can give up, but I don't want my child to go w/o having everything at her disposal to learn (myself, my wife, internet for schoolwork and motor skills, and the wonderful programming on plubic television) I don't know what i can do, or if this is even the right place to have come, but i figured i'd go out on a limb and give it a shot.

I am still looking for work, but have some stable employment atm helping my friend and doing my own thing through another builder. If you guys could help me out that would be great, or if you could even point me in the right direction of where i should be going i would much appreciate it.

I just feel like everything is crashing down on me, and everytime we get a chance to get a leg up, something else happens.

When it rains it pours...