at my wits end...
Date: Tue, 12/06/2005 - 09:24
It has been hard to find work in this industry even though i am at full health and functionality again. I have recently been helping out a friend of mine who owns his own electrical company and have been getting paid decent wage to help him get caught up on some stuff.
I have also been fortunate to pick up a home builder myself for me to start doing work for him as well.
But all this i fear has come too late, as we are 4 months past due on rent, 2 months past due on a car payment, SOOO past due on medical bills for both my wife and my daughter (born premature 1 month and has had multiple health problems since) and now on top of that (not that i'm saying i don't want this) we have another child on the way in february. Not to mention the normal bills we have for gas, electric, water, phone, internet, cable, 2 cell phones(same plan, used for business), etc.
I know there's stuff there that we can give up, but I don't want my child to go w/o having everything at her disposal to learn (myself, my wife, internet for schoolwork and motor skills, and the wonderful programming on plubic television) I don't know what i can do, or if this is even the right place to have come, but i figured i'd go out on a limb and give it a shot.
I am still looking for work, but have some stable employment atm helping my friend and doing my own thing through another builder. If you guys could help me out that would be great, or if you could even point me in the right direction of where i should be going i would much appreciate it.
I just feel like everything is crashing down on me, and everytime we get a chance to get a leg up, something else happens.
When it rains it pours...
Hi ChrisRoberts Welcome to the forums. I have a feeling af
Hi ChrisRoberts
Welcome to the forums.
I have a feeling after going through your post that you are a strong minded person. If I am correct, then I am sure that you will solve all these hurdles without putting your near ones in trouble.
You can take care of all your past dues through easy monthly payments in the consolidation program. Combine all the bills in one account at a lower rate of interest. Once your payments are complete in this program, your credit report will show these accounts as paid and your scores will also get higher.
Take a free counseling in this site and the consultant will call you for a discussion. You will be able to see all the possible options in shredding these debt accounts and achieve a debt free life.
It is true that after you have taken this program, you might have to live on a tight budget but you will feel satisfied that your accounts are getting paid instead of piling up. You will also learn some budgeting tips so that you don't have to face these situations again.
If you feel convinced after the discussion, request the consultant to process this program otherwise you are free to step back. Please register yourself in the sign up page as there are no charges for the discussion.
Regards
Roxette