bad credit or charged off accounts after 7 years
Date: Thu, 12/08/2005 - 08:55
after 7 years does bad credit or charged off accounts show up on your credit report?
TJH Any type of accurate negative information will stay in th
TJH
Any type of accurate negative information will stay in the credit report for a period of 7 years as per the Fair Credit Reporting Act.
However, bankruptcy will stay on the file for a longer duration. Chapter 7 bankruptcy appears in the CR for a period of 10 years from the date of filing and discharged Chapter 13 bankruptcy will be shown for 7 years.
