sol credit cards

For New York
You can check it out at: http://www.fair-debt-collection.com/SOL-by-State.html#33
Quote:
N. Y. Civil Practice Law and Rules: Chapter Eight of the Consolidated Laws, Article 2 - Limitations of Time:

211. Actions to be commenced within twenty years. (a) On a bond. (b) On a money judgment. (c) By state for real property. (d) By grantee of state for real property. (e) For support, alimony or maintenance.

212. Actions to be commenced within ten years. (a) Possession necessary to recover real property. (b) Annulment of letters patent. (c) To redeem from a mortgage.

The answer to your question is six years for New York state for credit card debt (oral contracts, written contracts, promissory notes, open-ended accounts).

213. Actions to be commenced within six years: where not otherwise provided for; on contract; on sealed instrument; on bond or note, and mortgage upon real property; by state based on misappropriation of public property; based on mistake; by corporation against director, officer or stockholder; based on fraud.

Here's a link to a table that a little easier to read:

poorcreditgenie.com/answers.html

is there a statute of limitations in nys for collection of credit card debts?

SOL refers to the amount of time that a creditor has a legal remedy. An unpaid debt remains collectible until paid. They have the right to ask, you have the right to tell them to FOAD.