Happy Anniversary

Well...April 6 this past year was the day I sat down and cried, as I went online for another pdl to pay my rent with, I found this site and immediately cancelled it!!!
I guess it's been 2 months and 4 days now!! YIPPPEEE and it sure feels great! I would never in a million years,ever, ever, ever do this again!!!!

Congrats to you glynnie!

OK...Feb 7 was the day I closed my account, opened a new one, and vowed to clean up my act right away. And I did.
Congrats to you guys!

erze/fins - congrats on your success. I also found this site soon after my last PDL and it was no coincidence that the 2 events coincided. I was being harrased by Sonic at the time and this site helped big time. I was so relieved to learn that there were others just like me out there.

Thanks out to Vikas and the crew for putting on the show and for all of our participation and community spirit. Strangers helping strangers with no reward sought or expected. Nice feeling.

im still the cycle of pdl but am trying to get outta of it. i started getting cause i wasn't making enough to pay bills and lived outta my means. so say.

Glynnie,
I hear ya..Actually I read these forums for about two weeks before I registered, and this is where I got the knowlwdge to close my account and put up a fight. It was wonderful finding out I wasn't doomed.

Thanks Glynnie11 and everyone for the tender words. I am touched when I see you all getting help from each other. I have gone through hard times in the past. There is a topic about me at the "My Story" section.

I can understand the various problems relating to creditors, lenders, collections etc. That is what made me think about this forum. A common platform like this not only has the experiences from all of you but it teaches and offers guidance to those who are in the same situation. Many people feel shy or afraid to discuss their financial problems. I hope they get the desired help from our experiences in one view.

Regards
Vikas

Vikas--

If it weren't for you THINKING about this forum, I believe I'd still be in trouble. :) You're the coolest. :)

Congratulations to everyone for joining up here and taking the help you needed! :)

And anyone who may be reading this that hasn't taken that first step--We've got your back.

...Way to go all of you. What a felling it is to get off that merry-go-round,and say no more! Thank God for all of you that started this site and continue to make it run.As long as we can spread the word that there are solutions to every problem,and best of all that there is hope,this forum can only grow and succeed :D ...Karen

The best thing about our community is that we have a strong determination and want to solve our problems from the base. We don't look for ways to avoid/escape it on some pretext. This is a common board and we have people with different thoughts and opinions. I never read anyone saying that he/she does not want to pay the debt purposefully. This is good for you and for everyone following you. You all are an inspiration to others for all the good things you are doing. :)

Regards
Vikas

My favorite thing is the social aspect--You get your answers from someone who knows from EXPERIENCE...And you may get more than one answer...Both may be correct and you can pick the one that works best for you...Or come up with your OWN solution.

We're all friends around here, and that makes it nice. :)

I love the social thing too... And I like to have a ounding board. I know I could bring anything to you guys and I wouldn't be ridiculed or judged.

I'm a big venter too..:)

I think it's a girl thing...

I'm proud of all of you for taking the steps of getting out of the payday loan cycle. This forum was a miracle to me at one of my lowest points in my life. God sent me to this forum and I truly believe that. I have found help and friendship both :)

You know, It was my rock-bottom point when I came here, too. I only thought it was a place to relax and vent, maybe get some good suggestions. I really didn't believe a message board could help me get it back together again. I was wrong. It's really funny how timing works, isn't it?

It's been 5 days for me since I closed my account, faxed 5 letters to my pay day loans and have two of them marked as paid in full. Thanks to everyone here. I watched this site for two weeks before I finally signed up and did something about my finances. I already feel much better about things and am not so scared to answer my phone. You guys are all awesome and the information here is fantastic. :D :D :D

YAY Loraina! Congrats on your progress!

I second the congrats, Loraina..You've found a great place to be, trust me on that.

I took my last PDL out last August,then I was looking for a larger loan to pay them all off,I was about to get scammed out of my whole paycheck,when I found this site,It saved my life,I joined a consolidation company,and with help from some of the great people here,even got some to the payday loans written off.So,my last loan was over 10 months ago,and I have been Payday loan free for 2 months.
Thank you debt consolidation Care!!!!!!!!!

YAY Twokid! :) It's almost 1 year! :)

Our last pdl was in July of last year. We are coming up on one year and it feels great to not be a slave to the pdls and have the paycheck held hostage. I am so happy I found this site. It has been a godsend in the reformation of our budget and got us on the road to financial freedom.