pdl help

In Kansas, PDLs are not illegal but the cap is 15% interest, i.e. on an 100 dollar loan they can only charge you 15 dollars for a total repayment of 115. If the lenders are unlicensed in Kansas, however, then you have a chance.

First, we need some information:

Who did you borrow from? Exact names please.
and
How much did you borrow and have repaid as of now?

I have dealt with zip19.com for almost a year. I started getting loans for $500, owing back $675. Then got so behind I was having to get them every two weeks just to keep up with my bills. So for over a year I have been getting $675 every two weeks and at the end of two weeks paying back $809. I know that this is not only over the limit on what they are supposed to be lending to Kansas residence but the interest rate is too high. Do I have any grounds to stand on asking them for a refund?
I also had a loan from western skies for $1500. They took out $500 for fees up front so I only was given $1000 and are charging me $198 every month for two years.
Cashnetusa says I owe them $1080 still. I have had a loan with them that I never seem to get paid down. I have borrowed all together 1500 from them and have paid 1200 to them.
Advance me today loaned me $300 and charged me $465