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Cannot get any response from PDL's?

Date: Tue, 01/06/2009 - 18:36

Submitted by Kellz1017
on Tue, 01/06/2009 - 18:36

Posts: 44 Credits: [Donate]

Total Replies: 2


I have sent my letters to 3B Financial & Little Loan Shoppe I also sent them copies of my complaints filed with the Missouri AG Office, BBB and Fed Trade Commision. When I log into LLS it says they have me scheduled for a payment on 1-15 for $150, 3B I think has locked me out. Can anyone advise on what timeframe they have experienced it taking PDLs to respond or how I can confirm they received the emails?
The one thing I was not able to do this week is close my account, I am in the process to changing my direct deposit and giving legit bill's my new account number. My big fear will likely come true.....they will ignore my emails and just debit my account!!??


Hi Kelly,

I'm new to this but I really believe that patience is the key.
Out of 8 emails/letters in 4 days, I have had 3 responses. One PDL is investigating and will contact me in 7 - 10 days, since I refused to speak with them one has refused further contact and it looks like the third one is going to settle PIF and refund. Not bad for 4 days work :D Hang in there...it's gonna happen.


lrhall41

Submitted by on Tue, 01/06/2009 - 19:54

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I am afraid to say they may ignore your letters and debit your account anyway. I hope they don't but be prepared if that happens.

Is there anyway you can take out the cash and pay your other bills early and stop the ACH payments from them?

Will the bank block the ACH withdrawls from the PDLs?

If you can not change your direct deposit then I would go to the bank ASAP on the day you get it. Be there when the bank unlocks the doors and withdrawl your cash. If the PDLs hit to try and get their money they may bounce but a couple of NSF fees is better than all of your money gone.


lrhall41

Submitted by nohiogal on Wed, 01/07/2009 - 02:10

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