500 Fast Cash
Date: Wed, 07/30/2008 - 14:56
paul is correct. . . 500 FastCash means MNE which equals illegal
paul is correct. . . 500 FastCash means MNE which equals illegal.
500 Fast Cash
they are saying they are legal and trying to get me to pay double with finance charges, I borrowed $300 and paid $180 to them. How do I prove to them that they are illegal and get them out of my hair. I offered a $220 settlement and they wouldn't do it. Please help, I'm desperate
You borrowed $300, paid back $180, you "morally" owe them $120.
You borrowed $300, paid back $180, you "morally" owe them $120. Don't offer them a penny over that. Send them an email, telling them that they are unlicensed, illegal and they can take your $120 or leave it. Are they still debiting your account? Have you asked them to stop? If you have taken any additional steps now might be the time to do so.
Scotty, Paul is correct, they are not licensed to lend anywhere.
Scotty, Paul is correct, they are not licensed to lend anywhere. You don't have to prove anything to them, they have to prove it to you, ask them to send you their license number and where they are licensed. Give THEM the burden of proof. Here is an address for them I found while browsing the forum, I am not sure how accurate it is. Also, I will post your state laws.
500FastCash
515 G SE
Miami OK 74354-8224
or
PO Box 111
3531 P Street NM
Miami OK 74355
Quote:
Iowa State Information Legal Status: Legal Citation: Iowa Code Ann. ???? 533D.1 et seq. Loan Terms: Maximum Loan Amount: $500 Loan Term: Max: 31 days Maximum Finance Rate and Fees: $15: $0-$100; $10 per $100 thereafter Finance Charge for 14-day $100 loan: $16.67 apr for 14-day $100 loan: 433% Debt Limits: Maximum Number of Outstanding Loans at One Time: Two Rollovers Permitted: None (cannot repay, refinance or consolidate) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: One $15 NSF fee (exclusive remedy) Criminal Action: Not Specified Where to Complain, Get Information: Regulator: Iowa Division of Banking Address: 200 East Grand Avenue, Suite 300 Des Moines IA 50309 Phone: (515) 281-4014 Fax: (515) 281-4862 Regulatory Contact: Rodney Reed,, Finance Bureau Chief Regulator Website |
my account is closed, i am emailing a c&d today with the request
my account is closed, i am emailing a c&d today with the request for proof of licencing in Iowa
I closed my account and am emailing a c&d to stop the calls, do
I closed my account and am emailing a c&d to stop the calls, do I need to contact the division of banking on these guys
thanks for all the help
reply
good job thus far scotty,now they will lie and do everything but
provide proof or license to try to get more money out of you.
we are here for ya,keep us posted. :D 8)
I see that you are now sending your C and D letter and closed yo
I see that you are now sending your C and D letter and closed your account. That is a good thing. You will hear from them now.
thank you, do you know if geneva roth is legal in Iowa also
thank you, do you know if geneva roth is legal in Iowa also