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Date: Mon, 04/08/2013 - 10:46

Submitted by lesjd
on Mon, 04/08/2013 - 10:46

Posts: 6 Credits: [Donate]

Total Replies: 3


Is there a way to do a search on this forum? For instance, I am dealing with two pay day loan companies (Mobiloans and Plain Green) and I would like to be able to find as much information as I can about them on here - people's experience getting a PIF, how long it took, etc, without going page by page. If not, that's okay. This site is still wonderful and has helped me sleep better at night. Thanks! :)


I paid over principal on three out of four (2 in husbands name and 2 in mine). I received a PIF letter right away on my Mobiloans account which I had paid over on. My husband's still had about $200 principal due but I had read on the forum that overpaid principal on a prior loan counted too. There was over $300 principal overpaid on that loan which rolled into the next one. I am worried because they have not responded - just moved the due date out four days. Plain Green has not responded but I cannot log into either account now and there's a note saying to call to make payment arrangements. I know it was only Friday when I sent everything but starting to stress that they may not respond with PIFs.... Thanks for your information!


lrhall41

Submitted by lesjd on Mon, 04/08/2013 - 13:41

( Posts: 6 | Credits: )


Both settled for remaining principal with me. I had to email each a couple times and I also did send a certified lettter with ACH authorization. I also filed complaints with the FTC, my state attorney general, and the Consumer Finance Protection Bureau.

In my case I still owed a bit of principal on each. It probably took about a month of back and forth email communications before they agreed to settle for principal.

Good Luck!


lrhall41

Submitted by diggerg on Mon, 04/08/2013 - 13:30

( Posts: 70 | Credits: )