Some of you know that I had signed up with Oak View Law Group(OVLG) back in March 2008. I then opted out in May 2008-deciding to do it on my own. I dealt with 2 right away that were harassing me-Paycheck Today/ACA Recovery and Payday Loan Yes by the ACH Processers way and also ACA Recovery I have recorded messages that violated fdcpa(I have a lawyer I want to go see but have not had the money as of yet they have a consultation charge)-have not heard from them.
Now my question is I have not heard from the following: Magnum Cash Advance, Impact Cash, Platinum B Services, and VC Funding and out of these 4 remaining I only morally owe Impact Cash borrowed $300(pd back $180) I still owe $180 and VC Funding I borrowed $300(pd back $90) I still owe $300. Do I wait for them to contact me? I just feel like it is the calm before the storm. I really wish I had never signed up with any company and dealt head on with them-I should have listened to Kash.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.