877-252-0491 - Does this number belongs to CashNet USA?

Is the collection agency willing to take payments?

The pdl laws don't apply to CashNetUSA in Texas because as far as I know they are operating as a CSO (Credit Service Organization). Sorry about that. :?

This was posted by Goudah HERE. (Scroll down)

Quote:

Even if the PDL laws did apply, its now a collection agency calling and the collection agency would have nothing to do with that. Per the fdcpa, which is a federal statute good in all states, send them a debt validation letter.

I think the laws in Texas for validation are one of the best, let me do some checking. :)

Here is the Texas Finance Code I borrowed from Nascardevils signature.

What is the name of the collection agency that is trying to collect for CashnetUSA?

The Collection Agency name is Smith Hayne Watson, and they scroll the Internet and retrive your bank account information and debit without your permission, this is called theif from one's checking account without their authorization. We should all get together and file a consumer sue.

That same thing happened to me but I have never used their services. Luckily, I work with a Security company who does thorough background checks regularly so when they called my job saying I had "criminal charges" against me and that I would be arressted, I knew it was a scam right away. DO NOT BELIEVE ANYTHING THEY SAY. They operate from internet cafes and offshore "banks" from places like Nigeria, so they are hard to trace and that is why they violate the Fair Debt Collection Practices Act of the US, because they cannot be caught. They are not allowed to threaten you with things such as being arressted. Here are some things you can do-

1. Inform your bank of the situation and if possible have a banker call the company as well so your bank has a witness- (I did that with my banker and she said just by talking to them she knew they were scammers.)
2. Contact your local police department and file a police report (I did this as well just to have a paper trail of the incident.)
3. Check with your bank for identity protection (For instance, Wells Fargo offers full monitoring month to month for $6 a month with full reports sent to you.)
4. Contact your states Attorney General- they deal with scam artists and can document your incident- (Cashnet USA has been reported several times).
5. Change your account information-they are not a legitimate company, and they will most likely not be reporting to the real credit bereaus. (The people who called you are NOT legitimate bill collectors.)
6. Being that this company is notorious for scams that come from the internet, go to the FBI home page. There is a link that goes to a branch of the FBI titled IC3- (Internet Crime Investigations of the FBI). There is a form you can fill out online that is submitted to internet investigators. If they recieve enough notifications regarding one company, the chances of them being caught increases.

Just to reassure you, Cashnet USA is NOT a legitimate company. You will not be arrested- infact I called their bluff and asked what law firm would be representing them if I go to court regarding these so called "funds" and they said the Paralegal Department of France- HA! If that were the case, the actual law firm would be contacting you. Do not worry, you will not be arrested.
If you feel compelled to bring their


**** down solely because they irritated you, (which is what happened to me), I'd suggest following the steps that I listed. Also, you can report them to the Better Business Beareau for violating the Fair Debt Collections Practices Act, just to add icing to the cake in the event that they are a real company who just has atrocious customer service skills.
I hope this helps- good luck- and as far as their "funds"- tell them to shove it.

[color=Red]****Adult term removed - Jason[/color]b

I had a call from Smith Haynes & Watson which I did not return. I immediately sent them a cease and desist letter without speaking with them or knowing who they represented. The letter worked and I have not heard further from them. However, I will be filing letters with both the State of California and the Federal Trade Commission.

As far as I know they are not an illegal pdl they are licensed in almost every state. Look on your loan docs and you will see how they are listed with your state in Arizona they are:

Cash America Net of Arizona, LLC
200 W. Jackson Blvd., Suite 2400
Chicago, IL 60606
(888) 801-9075

IF YOU TRY CALLING THE NUMBER IT IS NOT LISTED IN ILLINOIS IT MUST BE A CELL PHONE.
I DO NOT THINK THEY ARE LEGALLY LISCWNSED BECAUSE WHEN I SEARCH FOR THEIR LICENSE IN ILLINOIS IT IS NOT FOUND

The CA may not be licensed but Cashnet USA is a legal licensed lender in almost every state.

on their website they say they are licensed in over 30 states they have a map of all the states they are licensed in. texas it says they are a cso. its says all they do in texas is arrange for a loan with a 3rd party lender. so basically they are just he middle man in texas. Any questions, service issues or complaints about your loan will be addressed by CashNetUSA and not the lender.

thats what i found on their website. hope it helps.

I just received a phone call from a Sara Clark with Check & Business Services. They left a phone number 866-841-2555. When I called back, they transferred me several times before one man finally told me that this was about a bad check written to Cash Net USA. He asked if I had received any court papers. I told him no and that I had not written any checks to Cash Net USA. I did have a payday loan with them almost 2 years ago and I thought it was paid in full. I???ve since closed that checking account all together. The guy instantly got rude when I asked him how much I owed Cash Net. He said, ???It???s right in front of your face, just LOOK!???

I just told him to send me something in the mail and hung up on him.

I???ve never heard of this Check & Business Services place before & I found it odd that they transferred me so many times without ever identifying themselves. I don???t know what state they are in, what their address is only the phone number that they left for a call back. Now I wonder why I called them back. Jerks.

So does anyone have any information on this company that clams they are collecting for Cash Net USA?

Oh yeah, and I???m in Oklahoma.

Thanks

CashNet USA is legal in Arizona and they follow all state laws. They were great in working out payment arrangements too. I also will be getting a paid in full status letter once the payment arrangements are met.

I suggested this in another post, but keep all your records/bank statements on a CD/Flash drive or other secure source (computers crash), that way 2 years down the road you don't get these calls without having adequate backup to support your claim.

I agree and if you don't have a way to do that then just print is all out and keep in a folder in a secure place.

Heck make two copies and keep one with you and stash the other at a friends or relatives house just in case it gets misplaced in a move or something.

What ever company they really are, they are just a collection company that is trying to get your money by scaring the po poo out of you. It almost worked on me but I figured it out.

Can anyone tell me the state laws in alabama??? I have been getting the phone calls from this place also.

Did you have a payday loan with them? They are legal in most states.

Are these people really legal? I had a payday loan with cashnet usa , got out of work and could not pay it. now these people are calling me and threating me with jail if i do not pay them.

They are legal in most states. What state are you in?

I am from alabama and this place keeps calling me about cashnet usa. they are saying that i am going to jail, but there is no such place.I have researched it and can not find a listing for them or an address for them. how did they get all of my information?

That name is probably false and is what they use for in house collections.
??
You can not go to jail. Debt is a civil case not a criminal one.
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Did you have a loan with them?

is it the people from india that leave 15 minute scripted messages on your answering machine saying how if you dont return the call this very second all??they can do is wish you good luck. yeah i havent found their information yet either but i will. oh yes i will.

Linky to complaint on RipOff Report about them.
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So It sounds like Dept Of Check And Business is just a name they use for their own sleazy in house collections.

I actually received a call yesterday at 8:51pm telling me that either I or my legal representation had to call them back immediately or I would be going to court. They were calling from Marvel and Associates (716-923-7408 or 877-252-0491). I called them back this morning and asked what it was about and that I never received anything from them before. The man said it was regarding a payday loan from Cashnet USA and I told him that I wanted something in writing to be sent to me but he said there was no need to do that and that he would mark my account as refusal to pay.

Come on now! If you claim that you are going to take me to court, there should be some kind of paperwork or letter to mail. I told him I needed something to give to my lawyer since that is what they told me to have me or my lawyer contact them and he said that this is something that you can take care of yourself without getting your lawyer involved. That tells me right there that they never had any intention on taking me to court! I am filing a complaint with the Maryland Attorney General's office and sending them a C&D letter.

I definately would file an complaint.

You have likely been victimized by a fraud ring that has been operating out of the state of Florida. Our collection agencies will have access to the loan agreement that you signed with us.

CashNetUSA is a licensed loan company and is not the originator of the calls you have received. Because the perpetrators have been using CashNetUSA as one of their "names" we have run an investigation that has tracked down the scam. State of Florida and Federal authorities have been notified and are pursuing the case. CashNetUSA is collecting complaints and sending them to the proper authorities. Call our fraud hotline at 866-254-3581 for assistance.

If you want to take action, please contact your local state Attorney General's office as well as the Florida Attorney General. Reference "Florida fake payday collector scam" as part of your complaint.

The callers in all cases have thick Indian/Asian accents and use brutal, illegal methods to collect on debts that are not owed.

I got a call from someone saying they were ricky turner with Hudson and Ass. Law offices, telling me that I had gotten a loan from cashnetusa back in january of 2008. Said that i had not made payments and that I was going to be taken to court with several criminal charges against me. I called cashnetusa and they told me that it was a scam. I called the number back and when they answer the phone they would never say the name of the business, it was always just hello. when I asked for the name they left, they was never avaliable. when i told them that i contacted cashnetusa and that they told me that they was a fraud, and that i did not want them to ever call me again they hung up the phone. But what sucks is that they have all my info, where or how they got it i have no idea. So now i will have to keep an eye out on my credit and everything else.

Cashnet most likely sold the debt to a collection agency, it's possible that it got passed around a few times. They are defiantly breaking the law by harrassing you and threanting you with criminal charges. Others in this thread are experiencing the same thing.

I rev'd a call from someone stating that I had an out standing
loan with cashnet. I never heard of them. They have been
calling my work and have called my cell phone and left rude and threatening message. How can I stop them

Ok, I really don't understand how Cashnet can say it is a scam seeing that first, the CA knows that you may have had a loan with them, they know ALL your information including SSN and all your phone numbers and references. The CA had to have gotten the information from somewhere. I believe Cashnet is lying and sold the debt but since the CA they sold the debt too is now breaking the law, they are saying its a scam.

Yes, Marvel & Associates have called my work SEVERAL times leaving a message that I will be arrested for FELONY check charges after 5 p.m. today. . . IF I dont return the phone call. They are collecting for Cash Net USA. I WILL NOT return their calls. That is the most ridiculous claim I have ever heard. Oh, by the way, they call all my references and leave them the same message.

716-923-7408 has been calling me like crazy, too! i have no idea where they came from or why.. i called back and was told they were Marvel and Associates but i did not want to give them my social security number so they could not tell me why they called.
whatever i only called them back because curiosity got the best of me, i know i do not owe any payday loan companies and any legal debt would have sent something in writing.

I recieved a calltoday from someone that said I hadn;t paid my loan and the police would be at my home or job to arrest me tomorrow morning and I needed to give them my credit card info to pay it off. I did not do that of course, but the did have my ss#, phone number, address, employer and references, whihc the person on the line gave to me to verfiy my identity. i did not answer his questions becasue he did not anser mine, but they have all my vital data, what do i do?

It's hard to say for sure how they obtained all of your personal information, you really need to fill out a complaint about this just in case you are a victim of identity theft. Go to the identity theft forum to read more information on how to protect yourself and what to do if you suspect it. Also, if you have applied for a pdl online recently they give your personal information to other pdl's, crooked debt collectors and only God knows who else. :?

These people are BAD.....Check out my post about them, (Say it aint' so) They've been calling me too, inflated the amount I really owed told me my DL would be revoke, they go (I'm finding), by many different names, CTL, M. Callhoun and associates, CMG, and now the one in this post. It's crazy.

Hey Imale havnt seen you in ages :P

its a total scam, they get get your information from your fill out paperwork from applying for payday loans. Dont pay these people anything.

They are threatening to file fraud charges on me. I took out a payday loan and lost my job. I only had enough to pay the rent on my apartment and no money for them. I did not set out to deceive them. I am scared now. They call me all day long asking if the police have been here yet.

Do not believe them, they can't do a thing other than drive you NUTS.

Cool Abyss, hello!! I know its been a while, been very busy....

i get the same calls, but think about it they may have some information about you but not enough to get into your account thats why they are calling.. hang up on them or dont answer the phone. they eventually stop.

I have a standing balance with CashNet Usa since 11/2009. They called my job and cellphone stating that my case was about to turn into a criminal case with my county. I ask the lawyer since he said he was a lawyer what was the amount I owe and he stated 695.24 but CashNet USA would take a 402.31 and the debt would be paid in full. I then as him to send me a letter in the mail and he said he can email me the agreement letter. So then, he suggest he would take payment of the phone with a credit card or checking account. I told him, NO! Send me a letter and I hung up...

I am currently in the process of filing bankruptcy because of pay day loans. I had a collection agency called IDS call me and they went as far as emailing me FAKE documents that looked like employer verification forms. They acted as if they faxed them to my employer. These guys are tough! My attorney said that I can't be arrested for a bad check. He said they are just like any other unsecured loan you quit paying on. IDS told me they were trying to collect on behalf on Cash Net USA also known as Advance America. They refused to give me a mailing address to send payment by money order. She tried insist I pay her with a prepaid visa card.

Even if Cashnet is a registered CSO, they still have to obey the laws.

There are specific statutes in Texas that say a person who takes out a payday loan in Texas cannot be charged with writing a bad check, since the company who took the check knew at the time of acceptance there was no money available.

I received a call from a place called Prism Resolutions. They claimed I had a bad check to cashnet as well in 2009. I never wrote a check to Cashnet. I asked them to mail me information in writing, they said they would email me the information. I also asked for their address and they refused to give it to me. I wanted to send them a cease and desist letter. How can you send them this if they refuse to give me their information.
They acted like they were on the phone to my county attorney office, pulling back a civil suit....is this for real? Any suggestions?

good luck on that they are a holes.:p