Share post
Debt Consolidation Forums Payday Loan help forums

Ameriloan 2nd response from BBB

member profile picture
Posts: 195
Credits: 0

I just got a second response from ameriloan the first time they were offering me to pay $160 of a $200 loan when i have already pd $150. I declined the offer and ameriloan responded back with saying they were standing by the first offer!!
Now this offer of $160 to pay they want by sept 5, i cant do that, should i try and go back again and at least see if they will agree on a different date!!
I was offereing to pay them $50 because that is all i feel i owe them, no more, since i found out the hard way they are not legal!!
Please give suggestions, thanks

Wendy, you can do what you feel is the right thing for you, but, in my opinion, there would be no negotiating whatsoever, my response would be an offer of $50. as payment in full, take it or leave it. They can't sue you, so do the moral thing, pay them the 50 bucks, and file them away. But that's just me, as I said, you need to do what you feel is best for you. :)

Sub: #1 posted on Tue, 09/02/2008 - 12:05

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

I agree with Shazz on this one. Pay the difference between what you have paid, and what you borrowed. . . . . 50 bucks.

Sub: #2 posted on Tue, 09/02/2008 - 12:06

llw1995 llw1995

(Posts: 1422 | Credits: )

I would also have to agree, make sure you keep a copy of the $50 payment you are going to send to them. Also a copy of all the communications between you and them from the Did you file a complaint with the Attorney General on ameriloan?

Sub: #3 posted on Tue, 09/02/2008 - 12:31

PinkLady PinkLady
(Posts: 1722 | Credits: )

The only thing im worried about is if they take the additional money out of my acct. They have stated through the BBB that if i do not agree to pay the $160 by the 5th of sept as far as they are consered they will follow their contract and again i will owe $260, this is never ending.
as far as the attorney general no if have not went through them, now that would just be extra for me to go back on?
im not sure how this works, i sure am learning the hard way!!

Sub: #4 posted on Tue, 09/02/2008 - 14:03

wendylynn93 wendylynn93

(Posts: 195 | Credits: )

Can you close your bank account ASAP? That is the only way to be sure that they will not debit the heck out of your account. Have you revoked authorization for ACH debits with the PDL by way of a C and D letter? Do not under any circumstances let the PDL know you are closing your account until you have actually done so. If you haven't done so, I would revoke the authorization and close your bank account. That way your money will be secure and they will not be able to get into. One other thing, make sure your bank will not allow the account to be reopened if a debit hits it. Today is the 2nd. The 5th is only days away. Talk with your bank and see what they can do to help. Go into a branch and speak with the manager. Good luck and keep us posted.

Sub: #5 posted on Tue, 09/02/2008 - 16:20

llw1995 llw1995

(Posts: 1422 | Credits: )

More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.

Page loaded in 0.773 seconds.