I just got started today with sending letters certified mail. Although I had already sent e-mails. After I got home I received this e-mail:
Thank you for being a valued customer at unitedcashloans.com. By paying off your cash advance, you have been pre-qualified to receive another cash advance up to $500.00. Because you have demonstrated excellent credit worthiness, we are able to extend this to you until September 22, 2008. If you have any questions about your account, please contact customer service.
To apply now, simply visit us at our website:
You may even qualify for more money than your previous cash advance.
Does this mean what I think it means???? Do I still need to get another letter from them as to it being paid in full??
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.