sending letters through email...

That would be fine, I emailed as many of mine as I could. I wouldn't speak to the, some will try to drag you into comversations and just get you worked up. It is better to do everything by email or writing so you have a trail.

Some of the companies may try to contact your references. You can tell them as much as you like, or let them know you are having a problem with identity theft or something that way they are prepared in case they get a call.

i emailed them all, and barley spoke to any of mine. i didnt send letters because i wanted it to get to them fast. i was scared to fax because i didn't want them to fax me anything back at work, so it's your call.

thank you again, i think i may see what email addresses i can find. I dont have anymore payments coming out till the 29th, but i guess i shoud put a rush on this.
thanks
wendy

I say fax so you can get the confirmation, you can email it.

Also, one of our mods posted this a while ago, please try to keep this in mind

To our valued guests and new members:

If you need assistance, please try to refrain from making multiple posts about a single subject.

By creating multiple posts with the same information in each one, our board gets clogged with requests for the same information over and over, and it makes it difficult for us to keep up with what advice you have already been given. Therefore, if someone posts information to you, and you ask a question on ONE thread, you may not receive an answer, because our members may be looking at your OTHER posts - not the one you are posting to. If all questions and answers are contained in a single thread, it makes it much easier for you to find your answers, and for us to provide the additional information you need.

Thank you for helping our members to help YOU! Smile

thank you for that dan, ss for the posts, i guess i didnt realize!! I was thinking they were diff questions, i will keep it to as few as possible.
wendy

looking for little loan shoppe email to contact.
thank you

I found an address for them:
The Little Loan Shoppe - America
90 West 500 South #2001
Bountiful, Utah 84010
and an email for the resolution department - resolution@littleloanshoppe.com

thank you dawn

Your welcome :D

I am looking into sending a letter to all of my illegal pdl i have through email(for the ones i have) BUT first should i contact the BBB and the other companies for complaints i know they are listed here somewhere. I do not have any of these due until the 29th, but i want these out asap!!
Thank you, again.
wendy

did you email them yet? i wouldn't email them until you have defaulted on your loan. if they get this before you get to the bank, they will try to debit your account. i was always told never to email them until you have defaulted.

No i have not emailed anyone yet, you think i should send out the emails after i have defaulted? my acct is already closed, i just dont look forward to their calls!! : (
A few of them are due on the 29th, im sure they will be calling then am i right?
I just want to do the right process, i want them all taken care of quickly!!
I had an arrangement with loan point usa and i was supposed to send money orders and i didnt and i havent heard from them, yet!! wonder if i should send them a letter or wait for them to contact me?? please help me in this process.
I also have arrangements with MTE(instantcashusa)they want me to pay 510 on a 300 loan and want 5 payments they took out one payment of 100 and will be trying again in a wk, I didnt like them whats so ever that Jamarr was horrible!!
Thank you all again, im open for any and all suggestions, thanks
wendy

I defaulted last friday and I just started to get calls today. So it takes a couple of days.

Sobasically do NOT send out letters until i start hearing from them, i want to get this right. I just dont want the harrassing phone calls, im sure ill get them no matter what i do : (
Please let me know if i should start sending them out now before they are due to be late or wait until they contact me??!!
thanks again

Wendy, the EFTA says you should notify your financial institution and debtors at least three days prior to revoking ACH transactions, so as long as your bank account is blocked or closed send them out asap!

[quote]Regarding the EFTA and Universal Debit Agreements..

???? 907. Preauthorized transfers

(a) A preauthorized electronic fund transfer from a consumer's account may be authorized by the consumer only in writing, and a copy of such authorization shall be provided to the consumer when made. A consumer may stop payment of a preauthorized electronic fund transfer by notifying the financial institution orally or in writing at any time up to three business days preceding the scheduled date of such transfer. The financial institution may require written confirmation to be provided to it within fourteen days of an oral notification if, when the oral notification is made, the consumer is advised of such requirement and the address to which such confirmation should be sent.
(b) In the case of preauthorized transfers from a consumer's account to the same person which may vary in amount, the financial institution or designated payee shall, prior to each transfer, provide reasonable advance notice to the consumer, in accordance with regulations of the Board, of the amount to be transferred and the scheduled date of the transfer.

Regulation E
Section 205.10 Preauthorized transfers
Requires financial institutions to provide the consumer with some form of notice that electronic transfers that recur at substantially regular intervals, such as the direct deposit of salaries or benefits and the preauthorized payment of bills, occurred as scheduled.[/quote]

i agree, i didn't realize your funds were secure (i'm sorry!) i just have heard of companies getting the letters too early and draining the account.

thank you, i have seen both send them ASAP and others saying WAiT till they contact you. I was and still am confused. But i will get them out tomorrow.
I am still unsure what to do with the legal ones, call them and or email them letting them know my bank acct is closed and i need to make other arrangements such as to send money orders, please help me on this. I will not have much to send so i dont want to make arrangements way out of budget, just hope they go with it. And i know pay off the legal legit ones first, that is my priority.
thanks agian
wendy