payday loans

Hello mandymyr, and welcome, I am glad you joined us!
I just need to confirm what you said and make sure I have it correct.
Store fronts:
-checksmart borrowed $600.00, paid back ?????
-express payroll advance, borrowed $550.00, paid back??
-always payday, borrowed $500.00, paid back???

Internet:
Please list each one, what you borrowed, and what you have paid back thus far. We will do our best to help you!

Oh and, here are the payday loans for Ohio:

Ohio State Information

Legal Status: Legal (Applies to check cashers only)

Citation:
Ohio Rev. Code Ann. ???????? 1315.35 et seq.

Loan Terms:
Maximum Loan Amount: $800
Loan Term: Max: 6 months
Maximum Finance Rate and Fees: $10/$100 + 5% per month
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot refinance)
Cooling-off Period:
Repayment Plan:

Collection Limits:
Collection Fees: Bank charges (if disclosed); $20 collection charge; Court Costs; damages
Criminal Action: Not Specified

Where to Complain, Get Information:
Regulator: Ohio Division of Financial Institutions
Address: 77 South High Street, 21st Floor Columbus OH 43215
Phone: (614) 728-8400
Fax:
Regulatory Contact: Robert M. Grieser,, Deputy Superintendent for Consumer Finance

Hi, i have 3 store fron loans with checksmart for $600 plus the fee of 87.50, express payroll advance for $550 plus the fee of 81.50, and always payday for $500 plus the fee of $75. all three are in default/have been returned by my bank.

Do you mean the checks you wrote to them were returned? Did they try to cash your check when you defaulted? I just need a little clarification. :)

This really needs to be moved to the payday loan section so it can get more attention, would a Mod be so kind to move this please?