Payday Loans in Tx
Date: Mon, 03/08/2010 - 13:23
Hi there, first of all I am moving this to the payday loan help
Hi there, first of all I am moving this to the payday loan help section so more people will see it, then I will return with some helpful information.
The link below contains your payday loan laws: http://www.payday
The link below contains your payday loan laws:
http://www.paydayloaninfo.org/stateinfo/TX.asp
The link below contains the data base for licensed payday lenders in your state, if they aren't in this data base it means they are not licensed to lend to TX residents:
http://168.39.159.59/default.asp
CSO or Credit Services Organization is defined by the Texas Cred
CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:
*Improving a consumer's credit history or rating
*Obtaining an extension of consumer credit for the consumer
*Providing advice or assistance to a consumer regarding the previous two services
Please bear in mind the CSO or Credit Services Organization model (unfortunately) IS NO LICENSING required by the state! CSO's are required to "Register" with the Secretary of State, they are NOT licensed, and their fees ARE NOT REGULATED.
If you CLICK HERE you can search the Credit Services Organization data base, but keep in mind that some lenders use dba names.
CLICK HERE to find out how to deal with illegal lenders.
CLICK HERE to find out how to deal with illegal lenders.