Okay - so, I spoke with my CU re these PDLs that continue to debit my account - one example is a company that the principal balance was $300 and I've now paid about $700 - anyway, my state says no renewals or extensions are allowable and they can only charge $15 per $100 loaned. And, max term is 31 days. So, here's the big question.......the CU said they can go back 60 days and asked if I wanted any of the payments returned and credited back to my account? That almost sounds like I'd be asking for more trouble than just revoking the ACH. Any opinions on this one? THANKS
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